IndusInd Bank

IndusInd Bank credit cards compared: 38 cards, 25 open to apply, with fees, earn rates, lounges and recent changes from IndusInd's own documents.

The bank's website

Open to apply

Closed to new applicants or discontinued

Prepaid forex cards

Changes to the bank's own terms

  • 15 Jun 2026: Late payment slabs revised: the ₹501 to ₹1,000 slab rises from ₹350 to ₹500, the ₹1,001 to ₹10,000 slab (₹550) is split into ₹1,001 to ₹5,000 (₹600) and ₹5,001 to ₹10,000 (₹750), and the ₹10,001 to ₹25,000 slab rises from ₹800 to ₹900. The waiver list changes from Club Vistara Explorer, Pioneer Private and Pioneer Heritage to Pioneer Private, Pioneer Heritage and Indus Solitaire.
  • 15 Jun 2026: New 1% + GST fee on transport spends excluding air (MCCs 4111, 4112, 4784, 4131) above ₹40,000 a statement cycle, except on Pioneer Private, Pioneer Heritage and Indus Solitaire.
  • 1 Apr 2026: Complimentary domestic lounge visits on Indulge, Solitaire, Crest, Pioneer Legacy, Pinnacle and Celesta need a spend in the previous calendar quarter (₹5,00,000 on Indulge, Solitaire and Crest; ₹1,50,000 on Legacy, Pinnacle and Celesta), tracked from April 2026 and applied from the July 2026 quarter.
  • 21 Dec 2025: Air accident insurance cover discontinued on all IndusInd Bank credit cards.
  • 1 Apr 2025: Reward redemption fee of ₹149 for cash redemption (₹100 for other redemptions), except on Pioneer Private, Pioneer Heritage, EazyDiner Signature, EazyDiner Platinum, Avios Visa Infinite, CRED IndusInd RuPay and Jio-bp Mobility+. The earlier fee is not stated.
  • 1 Apr 2025: Cash-credit redemption limited to the lower of 50% of the points balance and the card's monthly limit; points on spends unpaid by the next statement (Minimum Amount Due missed) are pulled back; points are no longer rounded up on the fractional part of a spend; per-transaction fees on twid Pay with Rewards.
  • 1 Sept 2024: Monthly limits on reward points redeemed as cash credit: 10,000 points (Indulge, Celesta, Crest), 7,500 (Pinnacle, Signature), 5,000 (Iconia, Legend, Tiger) and 2,500 (Duo, Nexxt, Platinum, Platinum Aura, Platinum Aura Edge, Platinum RuPay, Platinum Select).
  • 1 Mar 2024: Reward point redemption values revised by card; the bank's table gives the revised non-cash (excluding air miles) and cash values (for example Legend, Signature and Iconia ₹0.75 non-cash and ₹0.50 cash; Platinum and Platinum Select ₹0.60 and ₹0.40; Platinum Aura ₹0.35). The earlier values are not on the page.

Sources