EazyDiner IndusInd Bank Signature Credit Card

IndusInd Bank · Open to apply

A dining-led co-brand card from IndusInd and EazyDiner with a ₹2,999 fee. It pays 10 points per ₹100 on shopping, entertainment, hotels and travel and 4 on other spends (none on fuel or dining), an extra 25% off restaurant bills paid in the EazyDiner app, and a welcome pack of EazyDiner Prime, 2,000 EazyPoints and a ₹7,500 Postcard Hotels voucher.

Annual fee
₹2,999 + GST a year
Joining fee
₹2,999 + GST
Base rate
4 reward points per ₹100 on other spends: 4 IndusInd Reward Points per ₹100 (about 0.4% at cash value)
Lounges
None on record
Forex markup
3.5%
Data
From bank documents, checked 23 Oct 2026

Main earn rates

  • 10 reward points per ₹100 on shopping, entertainment, hotels and travel: 10 IndusInd Reward Points per ₹100 (about 1% at cash value)

Earns nothing on

  • No reward points on dining
  • No reward points on fuel

Where the sources disagree

  • EazyDiner Prime value: IndusInd's rendered page values the 12-month EazyDiner Prime membership at ₹3,550; EazyDiner's own page says ₹2,495. We use the bank's figure.
  • Postcard Hotel stay voucher: IndusInd's page and EazyDiner's page give ₹7,500; a 2023 IndusInd blog gave ₹5,000 (older). We use ₹7,500.

Terms the calculator does not value

  • The extra 25% dining discount on EazyDiner app payments (₹1,000 a transaction, ₹2,000 a month, ₹5,000 with ₹30,000 of non-dining spend the month before) is not an earn rule: the calculator has no EazyDiner spend line. It can be worth up to ₹24,000 to ₹60,000 a year to a heavy EazyDiner diner.
  • The renewal of 12 months of EazyDiner Prime on each renewal-fee payment is a membership, so it is valued in the first year only (welcome); the 2,000 EazyPoints given again on renewal have no stated rupee value and are not valued. The ₹7,500 Postcard Hotel voucher on renewal is valued every year (renewal-voucher milestone).
  • The reward point value is an illustration (₹0.10 a point against a restaurant bill) from the benefit guide, not a stated rate. Points, expiry and other redemption routes are unvalued.
  • 3X EazyPoints on spends through the EazyDiner app, and the 2,000 bonus EazyPoints, are EazyDiner's currency with no stated rupee value or base rate, so they are not valued.
  • The 10-point and 4-point rates depend on IndusInd's MCC grouping, which is not published; the category mapping here is a best fit. Points are earned only up to the credit limit in each statement cycle. UPI and other exclusions are not found.
  • The welcome pack values are face values (Prime ₹3,550 per IndusInd, voucher ₹7,500) and the benefits are usable only on EazyDiner and at The Postcard Hotel.
  • A 2023 IndusInd blog lists two complimentary domestic lounge visits a quarter (older, UNVERIFIED). The current page and benefit guide list no lounge benefit and the MITC says Priority Pass is not available, so no lounge is entered. Eligibility criteria are not found.

Sources

Compare this card · Find the best card for your spending