IndusInd Bank Nexxt Credit Card
IndusInd Bank · Open to apply
IndusInd's interactive card: buttons on the plastic let you pay at a shop counter in full, with reward points or as an EMI of 6 to 24 months. It earns 1 reward point per ₹150, worth ₹0.75 as cash credit, has a one-time joining fee and no annual fee, and gives BookMyShow buy-one-get-one.
- Annual fee
- ₹0 a year
- Joining fee
- ₹10,000 + GST
- Base rate
- 1 reward point per ₹150: 1 IndusInd Reward Points per ₹150 (about 0.5% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Earns nothing on
- No reward points on fuel
Terms the calculator does not value
- Welcome gifts (Montblanc, The Postcard hotel, Vouchagram vouchers) are given only on some fee plans; neither the plans nor the gifts' values are published.
- The ₹1 a point value applies when points pay for a purchase at the counter or other non-cash redemptions; which catalogue items give ₹1 is not stated.
Sources
- IndusInd Bank, Nexxt Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- IndusInd Bank, Nexxt Credit Card Benefit Guide (Dec 2025) (Reward terms, the bank's own, read 6 Nov 2026)
- IndusInd Bank, Terms & Conditions, Nexxt Cash Credit (Reward terms, the bank's own, read 6 Nov 2026)
- IndusInd Bank, Nexxt Rewards Program T&C (cash cap 2,500 points a month from 1 Sep 2024) (Reward terms, the bank's own, read 6 Nov 2026)
- IndusInd Bank, Redemption against KrisFlyer miles (400 points = 100 miles) (Reward terms, the bank's own, read 6 Nov 2026)
- IndusInd Bank, fuel surcharge waiver terms page (fuel earns no reward points since 1 Apr 2018) (Schedule of charges, the bank's own, read 6 Nov 2026)