IndusInd Bank PIONEER Private Credit Card
IndusInd Bank · Invite only
A metal card for IndusInd Pioneer Private clients with no joining fee and a ₹25,000 annual fee (waived at ₹10 lakh of spend), zero forex markup and waived late and over-limit fees. It earns 3 reward points per ₹100 (₹1 each as cash credit), with unlimited domestic and international lounge access, Taj or ITC and EazyDiner memberships and golf.
- Annual fee
- ₹25,000 + GST a year
- Joining fee
- None
- Fee waiver
- Annual fee waived on ₹10,00,000 spend per card year
- Base rate
- 3 reward points per ₹100: 3 IndusInd Reward Points per ₹100 (about 3% at cash value)
- Lounges
- Domestic: unlimited visits a calendar year; International: unlimited visits a calendar year
- Forex markup
- 0%
- Data
- From bank documents, checked 6 Nov 2026
Earns nothing on
- No reward points on fuel
Where the sources disagree
- fuel surcharge waiver range: The product page gives a 1% reversal on fuel transactions of ₹500 to ₹10,000 with no cap; the fuel waiver table does not name Pioneer Private, so its "Other Cards" row (₹500 to ₹3,000, ₹100 a cycle) would apply. We use the page, which is the card's own.
Terms the calculator does not value
- Reward points can also be converted to Maharaja Club points (ratio in separate terms, not read); points redeem directly with merchants at no fee. Cash credit has no monthly cap in the September 2024 table (Pioneer Private is not named).
- The memberships, vouchers and the ₹1 lakh Taj certificate are given at face value only to holders who use them; the second year of the memberships and vouchers needs ₹50 lakh of spend in the previous year. Only the first-year memberships are described, not valued.
Sources
- IndusInd Bank, PIONEER Private Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- IndusInd Bank, fuel surcharge waiver terms page (fuel earns no reward points since 1 Apr 2018) (Schedule of charges, the bank's own, read 6 Nov 2026)