IndusInd Bank Samman RuPay Credit Card
IndusInd Bank · Open to apply
A RuPay card for government employees. It pays 1% cashback on retail spends up to ₹20,000 a statement (₹200 a cycle), has an annual fee of ₹199 waived at ₹75,000 spend, waives cash-advance fees and 1% of IRCTC surcharge, and gives a ₹200 BookMyShow ticket every six months.
- Annual fee
- ₹199 + GST a year
- Joining fee
- None
- Fee waiver
- Annual fee waived on ₹75,000 spend per card year
- Base rate
- 1% cashback on retail spends up to ₹20,000 a statement: 1% cashback (about 1% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Terms the calculator does not value
- Which spend categories count as "retail spends" for the 1% cashback (fuel, rent, utilities and others) is not stated on the product page.
Sources
- IndusInd Bank, Samman RuPay Credit Card page (Product page, the bank's own, read 6 Nov 2026)