IndusInd Bank Jio-bp Mobility+ Credit Card

IndusInd Bank · Open to apply

A co-brand fuel card with Jio-bp. It earns 12 Smiles per ₹100 at Jio-bp (1 Smile is ₹0.25, about 3%), 5 on dining and groceries and 2 on everything else, with monthly and yearly Smile bonuses, a 1% fuel surcharge waiver at Jio-bp and roadside assistance.

Annual fee
₹0 a year
Joining fee
₹499 + GST
Base rate
2 Smiles per ₹100 on all other spends: 2 Jio-bp Smiles per ₹100 (about 0.5% at cash value)
Lounges
None on record
Forex markup
3.5%
Data
From bank documents, checked 6 Nov 2026

Main earn rates

  • 12 Smiles per ₹100 at Jio-bp: 12 Jio-bp Smiles per ₹100 (about 3% at cash value)
  • 5 Smiles per ₹100 on dining, supermarkets and grocery: 5 Jio-bp Smiles per ₹100 (about 1.25% at cash value)

Earns nothing on

  • No Smiles on fuel at other stations
  • No Smiles on insurance, government, utilities and rent

Terms the calculator does not value

  • A monthly milestone of 200 Smiles on ₹4,000 or more of spend in the Jio-bp ecosystem in a statement cycle is not modelled: the model cannot restrict a milestone to one merchant. It is worth up to 2,400 Smiles (₹600) a year.
  • The listing says "up to 60 litres of free fuel annually"; the product page gives no separate free-fuel benefit beyond the Smiles earned, so it is not entered.
  • The fuel surcharge waiver limits for this card are not named in the fuel-waiver table; the "Other Cards" row is applied.

Sources

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