IndusInd Bank Legend Credit Card

IndusInd Bank · Open to apply

A no-annual-fee IndusInd card with a one-time joining fee, earning 1 reward point per ₹100 on weekdays and 2 on weekends, worth ₹0.50 each as cash or ₹0.75 against other redemptions, with a 1.8% forex markup, a monthly BookMyShow free ticket and 3,000 bonus points on ₹5 lakh a year.

Annual fee
₹0 a year
Joining fee
₹5,000 + GST
Base rate
1 reward point per ₹100 on weekdays (2 on weekends): 1 IndusInd Reward Points per ₹100 (about 0.5% at cash value)
Lounges
None on record
Forex markup
1.8%
Data
From bank documents, checked 6 Nov 2026

Earns nothing on

  • No reward points on fuel

Terms the calculator does not value

  • Weekend spends (Saturday and Sunday) earn 2 points per ₹100 instead of 1. The calculator uses the weekday rate for all spend, so a holder who spends at weekends earns up to twice as much.
  • Welcome gifts (Montblanc, The Postcard hotel, Vouchagram vouchers) are given only on some fee plans ("select fee points"); neither the plans nor the gifts' values are published.
  • Points are earned only on spend up to the assigned credit limit in each statement cycle, and points on spends left unpaid by the next statement are reversed (from 1 Apr 2025).
  • Travel insurance cover amounts (₹25,000 to ₹1,00,000) are listed on the product page without the risks they cover, so they are not entered.

Sources

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