IndusInd Bank Tiger Credit Card
IndusInd Bank · Open to apply
A lifetime-free co-brand card with Tiger Fintech. It earns 1 point per ₹100 and the rate steps up with spend in the card year (2x above ₹1 lakh, 4x above ₹2.5 lakh, 6x above ₹5 lakh), each point worth ₹0.40 against the card bill. It has a 1.5% forex markup, two domestic lounge visits a quarter, two Priority Pass visits a year and a golf game or lesson each quarter.
- Annual fee
- Lifetime free
- Joining fee
- None
- Base rate
- 1 reward point per ₹100, stepping up to 6 with card-year spend: 1 Tiger Reward Points per ₹100 up to ₹1,00,000; 2 Tiger Reward Points per ₹100 up to ₹2,50,000; 4 Tiger Reward Points per ₹100 up to ₹5,00,000; 6 Tiger Reward Points per ₹100 above ₹5,00,000 (about 0.4% at cash value)
- Lounges
- Domestic: 2 visits a calendar quarter; International: 2 visits a calendar year
- Forex markup
- 1.5%
- Data
- From bank documents, checked 20 Oct 2026
Earns nothing on
- No reward points on fuel
Where the sources disagree
- reward points cap: The benefit guide says "There is no cap on the Reward Points that a cardholder can earn"; the product page's FAQ says "There is a cap upto the credit limit on the Reward Points". No cap is modelled.
- airline miles ratio: The benefit guide says 1 point = 1.2 "Airmiles"; the product page and IndusInd's KrisFlyer page say 4 points = 1 KrisFlyer mile. We use the product page.
- minimum amount due: The older standalone MITC says 5% of the total due; the 13 Oct 2026 consolidated MITC says 2%. We use the later document.
- Priority Pass usage fee: The standalone MITC says up to US$27 a person a visit; the consolidated MITC says up to US$35. We use the later document.
Terms the calculator does not value
- Points are earned only up to the credit limit, per IndusInd's product-page FAQ (the benefit guide says no cap); the calculator applies no cap.
- IndusInd's generic airline page (linked from the Tiger page) converts 100 points to 100 Air India Maharaja Points. It is not stated as a Tiger rate and conflicts with the guide's "1.2 Airmiles" and the page's 4 points per KrisFlyer mile, so it is not entered.
- Real-estate spends earn no multiplier; the calculator has no real-estate category.
Sources
- IndusInd Bank, Tiger Credit Card page (Product page, the bank's own, read 20 Oct 2026)
- IndusInd Bank, Tiger Credit Card Benefit Guide (file dated 2026-09-15) (Reward terms, the bank's own, read 20 Oct 2026)
- IndusInd Bank, Tiger Credit Card MITC (standalone, undated, with 2022-era examples) (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- IndusInd Bank credit card MITC, MITC-Premium Card Consolidated_13.10.2026 (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- IndusInd Bank, credit cards listing (Product page, the bank's own, read 20 Oct 2026)
- Digital Bank Networks, IndusInd Tiger review (Third-party site, read 20 Oct 2026)
- IndusInd Bank, Information on Fuel Surcharge Waiver (w.e.f. 5 May 2024) (Schedule of charges, the bank's own, read 20 Oct 2026)
- IndusInd Bank, fuel surcharge waiver terms page (states that fuel earns no reward points since 1 Apr 2018) (Schedule of charges, the bank's own, read 20 Oct 2026)
- IndusInd Bank, Terms & Conditions, Tiger Cash Credit (Reward terms, the bank's own, read 20 Oct 2026)
- IndusInd Bank, Redemption against KrisFlyer miles on partner airlines (Reward terms, the bank's own, read 20 Oct 2026)
- IndusInd Bank, Priority Pass programme terms, Tiger Credit Card (Reward terms, the bank's own, read 20 Oct 2026)
- IndusInd Bank, Tiger Credit Card entertainment (BookMyShow) terms (Reward terms, the bank's own, read 20 Oct 2026)