IndusInd Bank Pioneer Legacy Credit Card
IndusInd Bank · Open to apply
A premium card with a ₹50,000 joining fee and no annual fee. It earns 1 reward point per ₹100 on weekdays and 2 on weekends, each worth ₹1 as cash credit, with 4,000 bonus points on ₹5 lakh a year, two golf games and lessons a month, two Priority Pass visits a quarter and a 1.8% forex markup.
- Annual fee
- ₹0 a year
- Joining fee
- ₹50,000 + GST
- Base rate
- 1 reward point per ₹100 on weekdays (2 on weekends): 1 IndusInd Reward Points per ₹100 (about 1% at cash value)
- Lounges
- International: 2 visits a calendar quarter; Domestic: 1 visit a calendar quarter after ₹1,50,000 spend
- Forex markup
- 1.8%
- Data
- From bank documents, checked 6 Nov 2026
Earns nothing on
- No reward points on fuel
Terms the calculator does not value
- Weekend spends (Saturday and Sunday) earn 2 points per ₹100 instead of 1. The calculator uses the weekday rate for all spend, so a holder who spends at weekends earns up to twice as much.
- Welcome gifts (Montblanc, The Postcard, Woohoo vouchers) are given only at select fee points.
Sources
- IndusInd Bank, Pioneer Legacy Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- IndusInd Bank, Terms and Conditions, Pioneer Legacy Cash Credit (1 point = ₹1) (Reward terms, the bank's own, read 6 Nov 2026)
- IndusInd Bank, Legacy rewards program T&C (cash credit cap of 20,000 points a month) (Reward terms, the bank's own, read 6 Nov 2026)
- IndusInd Bank, Priority Pass terms for Pioneer Legacy cardholders (Reward terms, the bank's own, read 6 Nov 2026)