Yes Bank
Yes Bank credit cards compared: 42 cards, 36 open to apply, with fees, earn rates, lounges and recent changes from Yes Bank's own documents.
Open to apply
- Kiwi RuPay Credit Card (YES Bank Klick) (Lifetime free)
- RESERV Credit Card for NRI (₹2,499 + GST a year)
- YES BANK AI Inside Credit Card (Lifetime free)
- YES BANK AI Inside RuPay Credit Card (Lifetime free)
- YES BANK FinBooster Credit Card (Lifetime free)
- YES BANK Max Credit Card (Lifetime free)
- YES BANK Niyo Credit Card (Lifetime free)
- YES BANK POP-CLUB Credit Card (₹399 + GST a year)
- YES BANK Paisabazaar PaisaSave Credit Card (₹499 + GST a year)
- YES BANK Paisabazaar PaisaSave RuPay Credit Card (Lifetime free)
- YES BANK RuPay Credit Card (Virtual) (Lifetime free)
- YES BANK UNI RuPay Credit Card (Lifetime free)
- YES BANK Uni Credit Card (₹499 + GST a year)
- YES BANK Zagg Credit Card (Lifetime free)
- YES BANK Zaggle Corporate Credit Card (Lifetime free)
- YES BANK novio Credit Card (Lifetime free)
- YES BANK novio RuPay Credit Card (Lifetime free)
- YES Bank ACE Credit Card (₹499 + GST a year)
- YES Bank BYOC Credit Card, Cashback (₹1,188 + GST a year)
- YES Bank BYOC Credit Card, Rewards (₹588 + GST a year)
- YES Bank ELITE+ Credit Card (₹999 + GST a year)
- YES Bank EMI Credit Card (₹499 + GST a year)
- YES Bank MARQUÉE Credit Card (₹4,999 + GST a year)
- YES Bank RESERV Credit Card (₹2,499 + GST a year)
- YES Bank SELECT Credit Card (₹599 + GST a year)
- YES Bank Wellness Credit Card (₹499 + GST a year)
- YES Bank Wellness Plus Credit Card (₹1,499 + GST a year)
- YES Essence Women's Credit Card (₹799 + GST a year)
- YES FIRST Corporate Credit Card (Lifetime free)
- YES First Business Credit Card (₹999 + GST a year)
- YES Private Credit Card (₹10,000 + GST a year)
- YES Private Credit Card for NRI (₹10,000 + GST a year)
- YES Private Prime Credit Card (₹10,000 + GST a year)
- YES Prosperity Business Credit Card (₹499 + GST a year)
- YES Prosperity Purchase Credit Card (Fees not entered yet)
- YES SELECT Credit Card for NRI (₹599 + GST a year)
Closed to new applicants or discontinued
- YES BANK Anq Phi Credit Card (₹499 + GST a year)
- YES BANK FREO Credit Card (₹399 + GST a year)
- YES First Preferred Credit Card (₹999 + GST a year)
- YES Prosperity Cashback Credit Card (₹999 + GST a year)
- YES Prosperity Cashback Plus Credit Card (₹1,499 + GST a year)
- YES Prosperity Rewards Credit Card (₹399 + GST a year)
Prepaid forex cards
- BookMyForex Multi-Currency Forex Card (3.5% cross-currency markup)
Changes to the bank's own terms
- 15 Jun 2026: Cash advance fee minimum raised; the rate stays 2.5%.
- 15 Jun 2026: Auto-debit failure fee raised from 2% or ₹450 (capped at ₹1,500 a statement) to 2.5% or ₹500 (capped at ₹5,000); cash deposit at a branch for ₹1,000 or more raised from ₹100 to ₹500 + GST; a ₹250 + GST cheque deposit fee introduced; replacement of a lost or damaged plastic card raised from ₹100 + GST to ₹199.
- 1 Jun 2026: Over-limit facility reintroduced, with a standard charge of ₹550 + GST per over-limit transaction, subject to eligibility.
- 1 Apr 2026: Utility fee renamed the utility and service transaction fee, and its monthly threshold raised: other retail cards from ₹15,000 to ₹25,000, Marquee and Reserv from ₹25,000 to ₹50,000, Yes Private from ₹50,000 to ₹1,00,000. The fee itself is unchanged.
- 1 Apr 2026: Tolls and bridges fee renamed the transportation fee, and its monthly threshold raised: other retail cards from ₹25,000 to ₹50,000, Yes Private, Marquee and Reserv from ₹50,000 to ₹75,000. The fee itself is unchanged.
- 1 Apr 2026: Wallet loads: no fee up to ₹2,000 a load, 1% above it, at most ₹5,000 a transaction. The notice lists this among the changes but does not say what applied before.
- 15 Jan 2026: Fees revised on passenger railways (1% above ₹30,000 a transaction or ₹80,000 a month), fuel and tolls and bridges (1% above ₹10,000 a transaction or once the month passes ₹25,000; ₹50,000 for Yes Private, Marquee and Reserv) and utilities (1% once the month passes ₹15,000; ₹25,000 for Marquee, ₹50,000 for Yes Private), each capped at ₹5,000 a transaction. The notice does not say what applied before.
Sources
- YES BANK Credit Card Most Important Terms & Conditions, version CMITC_V18_05102026 (5 Oct 2026) (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- YES BANK, Important update regarding your Credit Card charges, effective 1 April 2026 (Bank notice, the bank's own, read 22 Oct 2026)
- YES BANK, Important update regarding your Credit Card charges, effective 15 January 2026 (Bank notice, the bank's own, read 22 Oct 2026)
- YES BANK Key Fact Statement - Credit Cards, V_20_28092026 (Most important terms (MITC), the bank's own, read 20 Oct 2026)