YES Bank MARQUÉE Credit Card
Yes Bank · Open to apply
Yes Bank's top retail card: 36 YES Rewardz per ₹200 on online shopping and 18 on offline, 40,000 points on joining, six domestic lounge visits a quarter (after ₹1 lakh of spend the quarter before), Priority Pass abroad, and a 1% forex markup. The ₹9,999 joining fee drops to ₹4,999 a year, waived at ₹10 lakh of spend.
- Annual fee
- ₹4,999 + GST a year
- Joining fee
- ₹9,999 + GST
- Fee waiver
- Annual fee waived on ₹10,00,000 spend per card year
- Base rate
- 18 YES Rewardz per ₹200 on offline shopping: 18 YES Rewardz per ₹200 (about 0.9% at cash value)
- Lounges
- Domestic: 6 visits a calendar quarter after ₹1,00,000 spend; International: unlimited visits a calendar year
- Forex markup
- 1%
- Data
- From bank documents, checked 23 Oct 2026
Main earn rates
- 36 YES Rewardz per ₹200 on online shopping: 36 YES Rewardz per ₹200 (about 1.8% at cash value)
Earns nothing on
- No YES Rewardz on insurance and education
- No YES Rewardz on railways and ferry
- No YES Rewardz on tolls
- No YES Rewardz on rent, wallet loads, fuel, government services, cash withdrawals and EMI
Where the sources disagree
- complimentary domestic guest visits: The domestic lounge T&C (PDF created 28 Sep 2026) gives 2 guest visits per quarter; the MITC and KFS give 2 domestic guest visits per calendar year. No official document says which prevails.
- international lounge visits and movie offer: YES Bank's undated value chart gives unlimited international lounge visits and up to 6 Buy 1 Get 1 movie tickets a month; the product page gives 3 a month and the MITC and KFS do not count international visits. We use the page for movies and the chart for lounges.
Terms the calculator does not value
- YES Rewardz are valued at ₹0.25 only on flights and hotels (up to 70% of the invoice value) per YES Bank's redemption rules; statement credit and e-gift vouchers are worth ₹0.10 (₹0.15 for vouchers on this card), capped at 50% of available points. The calculator's cash-like mode uses the lower options.
- Select-category mapping: telecom is valued at the Select rate although only cable and streaming (4899) is Select; marketing and advertising MCCs (5964, 5965, 5969) overlap our online-shopping category and are not excluded; fuel, transportation and railway fees have per-transaction triggers that the calculator does not model.
Sources
- YES BANK Most Important Terms & Conditions, version CMITC_V18_05102026 (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- YES BANK, Apply for Credit Card Online listing (Product page, the bank's own, read 20 Oct 2026)
- YES BANK, MARQUÉE Credit Card page (Product page, the bank's own, read 20 Oct 2026)
- BankBazaar, YES Bank Marquee Credit Card (updated 10 Oct 2026) (Third-party site, read 20 Oct 2026)
- govt.fund, YES Bank Marquee Credit Card (Third-party site, read 20 Oct 2026)
- YES BANK, Important update regarding changes to your YES BANK MARQUEE Credit Card (effective 15 Jun 2026) (Bank notice, the bank's own, read 20 Oct 2026)
- YES BANK, Important update regarding your Credit Card charges (effective 1 Apr 2026) (Bank notice, the bank's own, read 20 Oct 2026)
- YES BANK Key Fact Statement - Credit Cards, V_20_28092026 (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- YES BANK MITC version CMITC_V18_23062026 (earlier copy, hosted by Uni) (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- YES BANK, MARQUÉE Credit Card value chart (undated; linked from the product page) (Product page, the bank's own, read 21 Oct 2026)
- YES BANK, Domestic Lounge Program Terms and Conditions (PDF created 2026-09-28) (Reward terms, the bank's own, read 20 Oct 2026)
- YES BANK Credit Card Redemption Rules (Private, Marquee, Reserv and other cards) (Reward terms, the bank's own, read 6 Nov 2026)