YES BANK Max Credit Card
Yes Bank · Open to apply
A lifetime-free card advertising 5% rewards on eligible POS and online spends as cashback points redeemed in the KreditPe app, with a 3.5% forex markup. No fuel surcharge waiver is listed.
- Annual fee
- Lifetime free
- Joining fee
- None
- Base rate
- 5% rewards on eligible POS and online transactions: 5% in Cashback points
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Earns nothing on
- No rewards on rent, wallets, gambling, government, financial institutions, education, utilities, telecom, insurance, tolls and fuel
- No rewards on railways
Terms the calculator does not value
- The 5% headline is the page's own words ("Rewards issued as Cashback points which can be redeemed at KreditPe app"); no document gives a rupee value for a point, a cap, a minimum or KreditPe's redemption terms. The points are therefore valued at ₹0 and the card's reward value is understated: if a point is worth ₹1 the card is a 5% card.
- The page and the KFS fuel table give no fuel surcharge waiver for Max; fuel earns nothing.
Sources
- YES BANK Credit Card MITC, version CMITC_V18_05102026 (5 Oct 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- YES BANK Key Fact Statement - Credit Cards, V_20_28092026 (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- YES BANK, Max Credit Card page (Product page, the bank's own, read 6 Nov 2026)