YES BANK AI Inside Credit Card
Yes Bank · Open to apply
A lifetime-free card with 'up to 3% assured cashback', zero forex markup, no cash advance fee and a fuel surcharge waiver. The page does not publish the cashback rates, caps or categories, so the card is valued at nothing here.
- Annual fee
- Lifetime free
- Joining fee
- None
- Base rate
- Cashback on other spends: 'up to 3%' on the page, rates not published: 0% cashback (about 0% at cash value)
- Lounges
- None on record
- Forex markup
- 0%
- Data
- From bank documents, checked 6 Nov 2026
Earns nothing on
- No cashback on fuel and EMI transactions
- Cashback on other spends: 'up to 3%' on the page, rates not published
Terms the calculator does not value
- The page headline says 'Upto 3% assured cashback on spends' without the rates, caps, categories or the partner's conditions, and the MITC has no AI Inside reward section. The card is entered at 0% cashback until a document gives them; its real value is higher.
- The MITC's table of reward points capping on utilities (by card variant) is not modelled: the card earns no points or cashback on utilities in our rules, or its earn rates are not published, so there is nothing to cap.
Sources
- YES BANK Credit Card MITC, version CMITC_V18_05102026 (5 Oct 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- YES BANK Key Fact Statement - Credit Cards, V_20_28092026 (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- YES BANK, AI Inside Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- YES BANK, Apply for Credit Card Online listing (Product page, the bank's own, read 6 Nov 2026)