YES BANK FinBooster Credit Card
Yes Bank · Open to apply
A lifetime-free credit-builder card with a complimentary CreditStrong report: 10 YES Rewardz per ₹200 on online dining, 6 on online groceries and apparel and 2 elsewhere.
- Annual fee
- Lifetime free
- Joining fee
- None
- Base rate
- 2 YES Rewardz per ₹200 on other retail spends: 2 YES Rewardz per ₹200 (about 0.1% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 10 YES Rewardz per ₹200 on online dining: 10 YES Rewardz per ₹200 (about 0.5% at cash value)
- 6 YES Rewardz per ₹200 on online groceries and apparel: 6 YES Rewardz per ₹200 (about 0.3% at cash value)
Earns nothing on
- No YES Rewardz on rent, wallet loads, fuel, government, EMI and utilities
- No YES Rewardz on insurance and education
- No YES Rewardz on railways and ferry
- No YES Rewardz on tolls and jewellery
Terms the calculator does not value
- The rupee values used for redemption come from YES Bank's redemption rules (₹0.25 on flights and hotels, ₹0.10 statement credit and vouchers). Merchandise and catalogue items are valued at ₹0.10 there and carry monthly caps; points expire after 3 years and each redemption request costs ₹100 + GST.
- Paid feature, Rewards Subscription Plan, advertised on the page without its price in the page text; not an always-on rate.
- Eating places (MCC 5812) earn 6 points and dining MCCs 5262, 5499 and 5814 earn 10; the calculator's dining category takes the 10-point rate for all of it.
Sources
- YES BANK Credit Card MITC, version CMITC_V18_05102026 (5 Oct 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- YES BANK Key Fact Statement - Credit Cards, V_20_28092026 (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- YES BANK, FinBooster Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- YES BANK, Credit Card Redemption Rules (YES Rewardz) (Reward terms, the bank's own, read 6 Nov 2026)