YES Prosperity Cashback Credit Card

Yes Bank · Closed to new applicants

An older YES Bank cashback card at ₹999: 0.5% cashback on everything but fuel, 5% on movies and groceries (capped ₹100 a statement) and on utility bills set to auto-pay (capped ₹100). No longer in the current listing.

Annual fee
₹999 + GST a year
Joining fee
₹999 + GST
Base rate
0.5% cashback on all other spends: 0.5% cashback (about 0.5% at cash value)
Lounges
None on record
Forex markup
3.5%
Data
From bank documents, checked 6 Nov 2026

Main earn rates

  • 5% cashback on movies and groceries (transactions above ₹500): 5% cashback (about 5% at cash value)
  • 5% cashback on utility bills set up as auto-pay: 5% cashback (about 5% at cash value)

Earns nothing on

  • No cashback on fuel, rent, wallet loads, government, marketing, cash advance and EMI on Call and Instant EMI

Terms the calculator does not value

  • The welcome cashback of ₹250 and an "Additional Cashback" feature are on the page headline; the conditions of both are not in the text read.
  • The 5% rate needs a transaction above ₹500 and a standing instruction for utilities; the ₹100 cap is per statement cycle. The page does not say what the movie and grocery spend earns once the ₹100 cap is reached (the cap wording covers the lower rate too); the calculator falls back to the base rate.
  • No cashback on utility spend above ₹15,000 in a statement cycle (glossary g); not applied by the calculator, which only has the ₹750 cap.
  • Rental (6513) and wallet load (6540) are in the glossary's exclusion table but not in its sentence; entered as earning nothing.

Sources

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