RESERV Credit Card for NRI
Yes Bank · Open to apply
The RESERV card for non-resident Indians: ₹2,499 joining and annual fee (joining fee waived on ₹40,000 of spend in a month, annual fee on ₹3 lakh of annual spend), complimentary international lounge access and interest of 2.49% a month.
- Annual fee
- ₹2,499 + GST a year
- Joining fee
- ₹2,499 + GST
- Fee waiver
- Annual fee waived on ₹3,00,000 spend per card year
- Lounges
- None on record
- Forex markup
- 2%
- Data
- Terms not entered, checked 6 Nov 2026
Where the sources disagree
- forex markup: The NRI product page still shows a preferential forex markup of 1.75%; the MITC of 5 Oct 2026 raises it to 2.00% from 15 Jun 2026. The page predates the change, so the MITC's figure is the one in force.
Sources
- RESERV Credit Card for NRI (YES BANK NRI product page) (Product page, the bank's own, read 6 Nov 2026)
- YES BANK Credit Card MITC, version CMITC_V18_05102026 (5 Oct 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)