BookMyForex Multi-Currency Forex Card

Book My Forex Pvt. Ltd. · prepaid forex card · Open to buy

BookMyForex's multi-currency card, issued by YES BANK: 14 currencies plus an INR wallet, no issuance, reload, refund or inactivity fee, ATM fees in each currency and a 3.5% cross-currency fee, loaded at rates BookMyForex calls zero markup for eight major currencies.

Currencies
14 currencies: USD, GBP, EUR, CAD, AUD, SGD, AED, SAR, THB, CHF, HKD, NZD, JPY, ZAR
Cross-currency markup
3.5%
Issuance
Nil
Reload
Nil
ATM withdrawal
USD 2, EUR 1.5, GBP 1.5
Valid for
5 years
Data
From bank documents, checked 6 Nov 2026

Where the sources disagree

  • Replacement in India: The schedule and one FAQ answer give ₹250; another FAQ answer gives "Rs. 200 + GST". We use the schedule.
  • INR wallet: The schedule says cash withdrawal from the INR wallet is not allowed and a balance enquiry costs ₹8; the T&C allows ATM withdrawals in India for ₹20 and gives ₹10 for a balance enquiry. The product page still says the INR wallet is "coming soon", while the FAQ describes it as available (activated in the app with Aadhaar; refunds to it are instant; no ATM withdrawal in India).
  • Maximum balance: The T&C caps the card balance at INR 1,00,000 under RBI's PPI guidelines (probably the INR wallet); the FAQ gives the LRS limit of USD 2,50,000 a year as what can be loaded.

Not in these numbers

  • Loads are at "zero markup" interbank-linked rates only for some currencies, cities and order sizes (the product page now says zero margin applies to "specific currencies" for orders of ₹1.5 lakh or more with promo code ZEROMARKUP, and does not name them); the rate for other currencies is not published, and no rate is published for refunds.
  • The INR wallet's own charges are not modelled: the schedule gives ₹8 a balance enquiry and no ATM use, the T&C ₹20 an ATM withdrawal and ₹10 a balance enquiry (see conflicts).
  • The order service charge is BookMyForex's, by order size (₹100 to ₹300), and whether it applies to card loads as well as cash orders is not stated; the comparison leaves it out. No declined transaction or add-on card fee is published.

Sources

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