SBI Card

SBI Card credit cards compared: 107 cards, 79 open to apply, with fees, earn rates, lounges and recent changes from SBI Card's own documents.

The bank's website

Open to apply

Closed to new applicants or discontinued

Changes to the bank's own terms

  • 1 Dec 2026: 1% fee on all of a billing cycle's fuel spends once they exceed ₹50,000, and 1% on every transportation transaction (MCCs 4111, 4784, 4131) above ₹30,000.
  • 1 May 2026: Late payment charges revised at the low end: ₹100 for an outstanding of ₹101 to ₹500 and ₹500 for ₹501 to ₹1,000; the higher slabs are unchanged.
  • 1 Nov 2025: 1% fee on education payments made through third-party apps, and 1% on every wallet load above ₹1,000.
  • 1 Dec 2024: 1% fee on utility payments once they pass ₹50,000 in a billing cycle, charged on the whole amount.

Sources