SBI Card Vyapaar Unnati
SBI Card · Open to apply
An SBI Card with no annual fee for the first four years and ₹499 from the fifth. SBI Card publishes no product page or reward terms for it, so who it is for is not known.
- Annual fee
- ₹499 + GST a year
- Joining fee
- None
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- SBI Card publishes no reward terms for this card in the documents found (no product page, T&C booklet or product-page data file), so no currency, earn rule, welcome or milestone is entered and the card is listed, not valued. The rent exclusion list of 1 Apr 2024 names "Vyapaar Unnati SBI Card".
- The renewal fee is charged only from the fifth year; the every-year figure includes it, the first-year figure does not.
Sources
- SBI Card Key Fact Statement (file dated 26 Aug 2026) (Schedule of charges, the bank's own, read 6 Nov 2026)
- SBI Card Most Important Terms and Conditions, common MITC (PDF of 30 Oct 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- SBI Card list of credit cards where reward points do not apply on rent payments from 1 Apr 2024 (Bank notice, the bank's own, read 6 Nov 2026)