SimplySAVE Merchant SBI Card
SBI Card · Open to apply
A charge card for merchants and small businesses: no annual fee, no revolving credit (the minimum due is the total due). Its reward terms are not published.
- Annual fee
- Lifetime free
- Joining fee
- None
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- SBI Card publishes no reward terms for this card in the documents found (no product page, T&C booklet or product-page data file), so no currency, earn rule, welcome or milestone is entered and the card is listed, not valued. The three exclusion lists name it, so whatever it earns stops on rent, government and gaming spends.
Sources
- SBI Card Most Important Terms and Conditions, common MITC (PDF of 30 Oct 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- SBI Card list of credit cards where reward points do not apply on rent payments from 1 Apr 2024 (Bank notice, the bank's own, read 6 Nov 2026)
- SBI Card list of credit cards where reward points do not apply on government-related transactions from 1 Jun 2024 (Bank notice, the bank's own, read 6 Nov 2026)
- SBI Card list of credit cards where reward points do not apply on digital gaming platforms from 1 Dec 2024 (Bank notice, the bank's own, read 6 Nov 2026)
- Adda247, SBI Card launches SimplySAVE Merchant SBI Card to provide MSMEs with short-term credit (News, read 6 Nov 2026)