Etihad Guest SBI Premier Card
SBI Card · Discontinued
Closed premium Etihad Airways co-brand card: ₹4,999 fee, 6 Etihad Guest Miles per ₹100 on etihad.com, 4 on international spend and 2 on everything else except fuel, 5,000 welcome miles, Etihad Guest Gold tier, 1,500 miles each quarter of ₹1.5 lakh, eight domestic and four international lounge visits a year. Issuance stopped in March 2025 and the card was deactivated by 31 Mar 2026 in favour of Miles SBI Card ELITE.
- Annual fee
- ₹4,999 + GST a year
- Joining fee
- ₹4,999 + GST
- Base rate
- 2 Etihad Guest Miles per ₹100 on other spends: 2 Etihad Guest Miles per ₹100 (about 1.4% at cash value)
- Lounges
- Domestic: 8 visits a calendar year; International: 4 visits a calendar year
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 6 miles per ₹100 on etihad.com: 6 Etihad Guest Miles per ₹100 (about 4.2% at cash value)
- 4 miles per ₹100 on international spends: 4 Etihad Guest Miles per ₹100 (about 2.8% at cash value)
Earns nothing on
- No miles on fuel
- No miles on rent (MCC 6513)
- No miles on government-related transactions (MCCs 9399, 9311)
Where the sources disagree
- Renewal fee waiver: The product page says the renewal fee is "reversible if annual spends for last year ≥ Rs. 5,00,000" (spend-based fee reversal at ₹5 lakh). The KFS of 26 Aug 2026 and the MITC list ₹4,999 and ₹4,999 with no waiver, while stating waivers for other cards in the same table. We follow the KFS and enter no waiver; the page is an archived copy of a card that has been withdrawn.
- Terms booklet scope: The page links the plain Etihad Guest SBI Card's booklet as the Premier's T&C. Its miles rates (3, 2 and 1) and ₹10 lakh companion voucher differ from the Premier's page (6, 4 and 2, ₹8 lakh). We use the page for the Premier's rates and the booklet only for the exclusions, the redemption route and the companion voucher's conditions.
- Tier on the page: The data file's key benefits block says "Complimentary Etihad Guest Silver Tier status" while its privileges and banner say Gold; we enter Gold, the more specific statement and the one the card's name and banner repeat.
- Overseas accident cover: The archived page's features block lists a complimentary overseas accident cover of ₹50 lakh; the product-page data file, which the live page drew on, lists only the ₹1 lakh fraud liability cover and the lost baggage allowance. The notices page does not say the cover was withdrawn. Not entered.
Terms the calculator does not value
- Exclusions the Premier page does not state. The plain card's booklet (the only booklet linked) excludes balance transfers, financial charges and disputed transactions; the Premier page says only "except fuel", so none of these is entered. Rent and government-related spend are entered as exclusions because SBI Card's lists of 15 Apr and 15 Jul 2024 name the Premier.
- Etihad Guest Tier Miles (one for every ₹50 spent on the plain card, up to 20,000 a year) are described only in the plain card's booklet; the Premier page does not say whether the rule is the same. They cannot be redeemed.
- Spend-based fee reversal on the replacement card: SBI Card counts spends already made on the Etihad Guest Premier card in the same fee cycle towards the newly issued Miles SBI Card ELITE's reversal milestone.
Sources
- SBI Card Key Fact Statement (file dated 26 Aug 2026) (Schedule of charges, the bank's own, read 6 Nov 2026)
- SBI Card Most Important Terms and Conditions, common MITC (index date 14 Sep 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- SBI Card customer notices page (issuance stopped 11 Mar 2025; phase-out from Dec 2025) (Bank notice, the bank's own, read 6 Nov 2026)
- Etihad Guest SBI Premier Card product-page data file (fees, rates, milestones, lounge, insurance, phase-out message) (Product page, the bank's own, read 6 Nov 2026)
- Etihad Guest SBI Premier Card page on sbicard.com, Internet Archive copy of 17 Feb 2026 (welcome, rewards, milestones, fees, phase-out message) (Product page, the bank's own, read 6 Nov 2026)
- Etihad Guest SBI Card Terms & Conditions booklet (the plain card's; the Premier page links it) (Reward terms, the bank's own, read 6 Nov 2026)
- SBI Card list of credit cards where reward points do not apply on rent payments from 15 Apr 2024 (co-brand cards) (Bank notice, the bank's own, read 6 Nov 2026)
- SBI Card list of co-brand credit cards where reward points do not apply on government-related transactions from 15 Jul 2024 (Bank notice, the bank's own, read 6 Nov 2026)