Club Vistara SBI Card PRIME
SBI Card · Closed to new applicants
A closed premium Vistara co-brand card for existing holders: 4 Club Vistara Points per ₹200 on every retail spend including fuel, no renewal fee since April 2025, eight domestic and four Priority Pass lounge visits a year and a ₹10,000 Yatra hotel voucher on ₹8 lakh of annual spends. Points now convert 1:1 to Air India Maharaja Points.
- Annual fee
- ₹0 a year
- Joining fee
- ₹2,999 + GST
- Base rate
- 4 Club Vistara Points per ₹200 on all retail spends, including fuel: 4 Club Vistara Points per ₹200 (about 1.8% at cash value)
- Lounges
- Domestic: 8 visits a calendar year; International: 4 visits a calendar year
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Earns nothing on
- No points on wallet loads (MCCs 6540, 6541)
- No points on cash advances and balance transfers
- No points on Flexipay and Merchant EMI
- No points on rent (MCC 6513)
- No points on government-related transactions (MCCs 9399, 9311)
Where the sources disagree
- Renewal fee: The KFS of 26 Aug 2026 lists a renewal fee of ₹2,999 for this card with no waiver; the notice, the product page ("Nil") and the June 2026 T&C booklet say the renewal fee is waived for renewals after 1 Apr 2025. We use the card's own documents.
- Air accident cover: The T&C booklet describes a ₹1 crore air accident cover; the product page lists none. The July and August 2025 notices that ended air accident cover on other SBI cards do not name this card. Entered from the booklet.
Terms the calculator does not value
- The Club Vistara Silver tier membership and Vistara's own award rules described in the T&C are of a programme that has merged into Air India's Maharaja Club; Maharaja Points redemption rules apply now.
- Cardholders whose renewal fee was levied before 1 Apr 2025 keep the renewal ticket voucher and the milestone tickets until their cycle ends; a new applicant cannot get them because the card is closed.
Sources
- Club Vistara SBI Card PRIME product-page data file (fees, rates, lounges, insurance) (Product page, the bank's own, read 6 Nov 2026)
- Club Vistara SBI Card PRIME Terms & Conditions booklet (PDF created 11 Jun 2026) (Reward terms, the bank's own, read 6 Nov 2026)
- SBI Card Key Fact Statement (file dated 26 Aug 2026) (Schedule of charges, the bank's own, read 6 Nov 2026)
- SBI Card customer notices page (28 Sep 2024 issuance notice; renewal and milestone benefit notice effective 1 Apr 2025) (Bank notice, the bank's own, read 6 Nov 2026)
- SBI Card Domestic Airport Lounge Access Program notice, w.e.f. 10 Jan 2026 (Set A and Set B) (Bank notice, the bank's own, read 6 Nov 2026)
- SBI Card list of credit cards where reward points do not apply on rent payments from 15 Apr 2024 (Bank notice, the bank's own, read 6 Nov 2026)
- SBI Card list of co-brand credit cards where reward points do not apply on government-related transactions from 15 Jul 2024 (Bank notice, the bank's own, read 6 Nov 2026)
- Air India, Vistara and Air India merger page (Club Vistara Points move to Maharaja Club 1:1) (Partner's page, the bank's own, read 6 Nov 2026)