Etihad Guest SBI Card
SBI Card · Discontinued
Closed Etihad Airways co-brand card: ₹1,499 fee, 3 Etihad Guest Miles per ₹100 on etihad.com, 2 on international spend and 1 on everything else except fuel, 2,500 welcome miles, Etihad Guest Silver tier, 5,000 miles at ₹5 lakh a year, eight domestic lounge visits a year. Issuance stopped in March 2025 and SBI Card deactivated the card by 31 Mar 2026 in favour of a Miles SBI Card.
- Annual fee
- ₹1,499 + GST a year
- Joining fee
- ₹1,499 + GST
- Base rate
- 1 Etihad Guest Mile per ₹100 on other spends: 1 Etihad Guest Miles per ₹100 (about 0.7% at cash value)
- Lounges
- Domestic: 8 visits a calendar year
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 3 miles per ₹100 on etihad.com: 3 Etihad Guest Miles per ₹100 (about 2.1% at cash value)
- 2 miles per ₹100 on international spends: 2 Etihad Guest Miles per ₹100 (about 1.4% at cash value)
Earns nothing on
- No miles at petrol pumps and service stations (MCCs 5172, 5541, 5542, 5983)
- No miles on rent (MCC 6513)
- No miles on government-related transactions (MCCs 9399, 9311)
- No miles on balance transfers and financial charges
Where the sources disagree
- Renewal fee waiver: The product page says the renewal fee is "reversible if annual spends for last year ≥ Rs. 3,00,000" (spend-based fee reversal at ₹3 lakh). The KFS of 26 Aug 2026 and the MITC list ₹1,499 and ₹1,499 with no waiver, while stating waivers for other cards in the same table. We follow the KFS and enter no waiver; the page is an archived copy of a card that has been withdrawn.
- Premium network and lounge wording: The page's network privileges say the offers by Visa are "valid until 31 December 2018", yet are still shown; the T&C booklet's contactless and lounge pages carry no date. Not valued.
Terms the calculator does not value
- Etihad Guest Tier Miles: one for every ₹50 spent, up to 20,000 a year, to reach or keep an Etihad Guest tier; they cannot be redeemed.
- Spend-based fee reversal on the replacement card: SBI Card counts spends already made on the Etihad Guest card in the same fee cycle towards the newly issued Miles SBI Card's reversal milestone.
Sources
- SBI Card Key Fact Statement (file dated 26 Aug 2026) (Schedule of charges, the bank's own, read 6 Nov 2026)
- SBI Card Most Important Terms and Conditions, common MITC (index date 14 Sep 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- SBI Card customer notices page (issuance stopped 11 Mar 2025; phase-out from Dec 2025) (Bank notice, the bank's own, read 6 Nov 2026)
- Etihad Guest SBI Card product-page data file (fees, rates, milestones, lounge, insurance, phase-out message) (Product page, the bank's own, read 6 Nov 2026)
- Etihad Guest SBI Card page on sbicard.com, Internet Archive copy of 16 Mar 2026 (welcome, rewards, milestones, fees, phase-out message) (Product page, the bank's own, read 6 Nov 2026)
- Etihad Guest SBI Card Terms & Conditions booklet (card guide, Etihad Guest Miles programme, fees) (Reward terms, the bank's own, read 6 Nov 2026)