Yatra SBI Card
SBI Card · Closed to new applicants
Closed Yatra.com co-brand card: ₹499 fee (waived at ₹1 lakh a year), 6 points per ₹100 on departmental stores, groceries, dining, movies and entertainment and 6 on international spend (each up to 5,000 points a month), 1 point elsewhere, points worth ₹0.25 and spent only on Yatra.com vouchers. SBI Card stopped issuing it on 28 Mar 2025 and withdrew its welcome vouchers and Yatra travel discounts on 1 May 2025.
- Annual fee
- ₹499 + GST a year
- Joining fee
- ₹499 + GST
- Fee waiver
- Annual fee waived on ₹1,00,000 spend per card year
- Base rate
- 1 point per ₹100 on all other retail spends: 1 SBI Card Reward Points per ₹100 (about 0.25% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 6 points per ₹100 on departmental stores, groceries, dining, movies and entertainment: 6 SBI Card Reward Points per ₹100 (about 1.5% at cash value)
- 6 points per ₹100 on international spends: 6 SBI Card Reward Points per ₹100 (about 1.5% at cash value)
Earns nothing on
- No points at petrol pumps and service stations (MCCs 5172, 5541, 5542, 5983)
- No points on wallet loads (MCCs 6540, 6541)
- No points on rent (MCC 6513)
- No points on government-related transactions (MCCs 9399, 9311)
- No points on balance transfers, cash advances and financial charges
Where the sources disagree
- Welcome gift and travel benefits: The T&C booklet (dated Apr 2024) and the page's feature blocks still describe the Yatra.com welcome vouchers worth ₹8,250 and the TRAVEL promo code discounts, while the page's own notes say both were discontinued from 1 May 2025. The notes are the later statement; neither benefit is entered as in force.
Terms the calculator does not value
- Points can be spent only on Yatra.com discount vouchers (₹0.25 a point, in multiples of 1,000), so the calculator's cash-like value overstates what a holder who does not book on Yatra.com can use.
Sources
- SBI Card Key Fact Statement (file dated 26 Aug 2026) (Schedule of charges, the bank's own, read 6 Nov 2026)
- SBI Card Most Important Terms and Conditions, common MITC (index date 14 Sep 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- SBI Card customer notices page (28 Mar 2025 issuance notice, 1 Jul 2023 rent notice, 1 Jul 2020 wallet notice, 20 Aug 2020 capping notice) (Bank notice, the bank's own, read 6 Nov 2026)
- Yatra SBI Card page on sbicard.com, Internet Archive copy of 8 Oct 2025 (rewards, fees, fuel waiver, discontinuation notes) (Product page, the bank's own, read 6 Nov 2026)
- Yatra SBI Card Terms & Conditions, Yatra-tnc-apr24 (reward points, redemption, exclusions) (Reward terms, the bank's own, read 6 Nov 2026)