Punjab National Bank
Punjab National Bank credit cards compared: 27 cards, 27 open to apply, with fees, earn rates, lounges and recent changes from PNB's own documents.
Open to apply
- PNB Bliss RuPay Platinum Credit Card (₹510 + GST a year)
- PNB Braille RuPay Select Credit Card (₹750 + GST a year)
- PNB Credit Card for Micro-Enterprises (Fees not entered yet)
- PNB EaseMyTrip RuPay Platinum Credit Card (₹2,000 + GST a year)
- PNB GO Kiwi Co-branded RuPay Select Credit Card (₹750 + GST a year)
- PNB Intellect RuPay Platinum Credit Card (Lifetime free)
- PNB Luxura Metal RuPay Ekaa Credit Card (₹7,500 + GST a year)
- PNB Luxura Metal Visa Infinite Credit Card (₹1,999 + GST a year)
- PNB Luxura Premium Metal Credit Card for Indian Army Officers (₹1,999 + GST a year)
- PNB PM SVANidhi Credit Card (Lifetime free)
- PNB Paisabazaar Co-brand RuPay Select Credit Card (₹499 + GST a year)
- PNB Patanjali RuPay Platinum Credit Card (₹500 + GST a year)
- PNB Patanjali RuPay Select Credit Card (₹750 + GST a year)
- PNB Platinum Credit Card for Indian Army (Lifetime free)
- PNB RRB Co-branded RuPay Select Credit Card (₹499 + GST a year)
- PNB Rakshak RuPay Platinum Credit Card (Fees not entered yet)
- PNB Rakshak RuPay Select Credit Card (Fees not entered yet)
- PNB RuPay Millennial Credit Card (₹999 + GST a year)
- PNB RuPay Platinum Credit Card (₹500 + GST a year)
- PNB RuPay Select Credit Card (₹750 + GST a year)
- PNB Salary RuPay Platinum Credit Card (Lifetime free)
- PNB Salary RuPay Select Credit Card (Lifetime free)
- PNB Visa Classic Credit Card (Lifetime free)
- PNB Visa Gold Credit Card (₹300 + GST a year)
- PNB Visa Platinum Credit Card (₹500 + GST a year)
- PNB Visa Signature Credit Card (₹2,000 + GST a year)
- PNB Zaggle Co-Branded Twin Credit Card (₹499 + GST a year)
Prepaid forex cards
Changes to the bank's own terms
- 1 Nov 2026: Cash advance fee raised to 2.5% (minimum ₹400 at PNB ATMs, ₹500 elsewhere), late fees re-slabbed up to ₹1,200, cheque and auto-debit returns 2% (minimum ₹400), a new ₹99 reward redemption fee and a new 1% fee on utility payments above ₹50,000 a billing cycle (at most ₹2,000 a transaction), on all Visa and RuPay cards.
- 1 Sept 2024: Value of a PNB reward point halved from ₹0.50 to ₹0.25; balances on 31 Aug 2024 were doubled so their value did not change. The notice does not change earn rates.
Sources
- PNB credit card Key Fact Statement (schedules until and from 1 Nov 2026; PDF of 2 Nov 2026) (Schedule of charges, the bank's own, read 6 Nov 2026)
- PNB Most Important Terms & Conditions for Retail Credit Cards (PDF of 2 Nov 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- PNB public notice, Revision in service charges applicable on credit cards w.e.f. 1st November 2026 (PDF of 30 Sep 2026) (Bank notice, the bank's own, read 6 Nov 2026)
- PNB notice, Revision of PNB Credit Card Reward Points Terms and Conditions (effective 1 Sep 2024) (Bank notice, the bank's own, read 6 Nov 2026)
- PNB Multi-Currency World Travel Card (MCWTC) (Product page, the bank's own, read 6 Nov 2026)