PNB Salary RuPay Platinum Credit Card
Punjab National Bank · Open to apply
A lifetime-free RuPay Platinum card for PNB salary account holders (EXCEL scheme): 1 reward point per ₹100 (0.25%), quarterly Myntra and Ola/Uber vouchers, one domestic lounge visit a quarter and one international a year.
- Annual fee
- Lifetime free
- Joining fee
- None
- Base rate
- 1 reward point per ₹100: 1 PNB Rewardz points per ₹100 (about 0.25% at cash value)
- Lounges
- Domestic: 1 visit a calendar quarter; International: 1 visit a calendar year
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Terms the calculator does not value
- The quarterly vouchers (Myntra ₹250, Ola/Uber ₹100), the OTT membership and the health check-up are not valued by the calculator; the vouchers are discount vouchers.
- PNB publishes no reward exclusions for this card.
Sources
- PNB SALARY RuPay Platinum Card page (Product page, the bank's own, read 6 Nov 2026)