PNB Bliss RuPay Platinum Credit Card
Punjab National Bank · Open to apply
A RuPay Platinum card with a bundle of quarterly vouchers and memberships (Nykaa, Ola or Uber, BookMyShow, Swiggy One, Gaana Plus, an OTT plan, a health check-up): ₹510 a year, waived on ₹1 lakh spend, 1 reward point per ₹100 (0.25%), one domestic lounge visit a quarter and one international a year.
- Annual fee
- ₹510 + GST a year
- Joining fee
- None
- Fee waiver
- Annual fee waived on ₹1,00,000 spend a calendar year
- Base rate
- 1 reward point per ₹100: 1 PNB Rewardz points per ₹100 (about 0.25% at cash value)
- Lounges
- Domestic: 1 visit a calendar quarter; International: 1 visit a calendar year
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Where the sources disagree
- joining fee: The KFS lists a ₹510 joining fee (waived for the first year as a promotional offer; charged to existing cardholders applying for this variant); the card page and MITC say nil. We use nil.
Terms the calculator does not value
- The quarterly and yearly vouchers and memberships (Nykaa ₹500 and Ola/Uber ₹100 vouchers a quarter, BookMyShow ₹250 off a quarter, Swiggy One, Gaana Plus, an OTT plan, a health check-up) are not valued by the calculator; most are discount vouchers that need a purchase.
- PNB publishes no reward exclusions for this card.
Sources
- PNB BLISS Card page (Product page, the bank's own, read 6 Nov 2026)
- PNB credit card FAQ (PDF of 23 Jul 2024) (FAQ, the bank's own, read 6 Nov 2026)