PNB RRB Co-branded RuPay Select Credit Card
Punjab National Bank · Open to apply
PNB's RuPay Select card co-branded with Regional Rural Banks: ₹499 to join (reimbursed on ₹2,000 spend in 30 days) and ₹499 a year (waived on ₹2 lakh spend), 10 reward points per ₹300 (₹0.25 a point, about 0.83%), eight domestic and two international lounge visits a year and a bundle of quarterly vouchers.
- Annual fee
- ₹499 + GST a year
- Joining fee
- ₹499 + GST
- Fee waiver
- Annual fee waived on ₹2,00,000 spend a calendar year
- Base rate
- 10 reward points per ₹300: 10 PNB Rewardz points per ₹300 (about 0.83% at cash value)
- Lounges
- Domestic: 2 visits a calendar quarter; International: 2 visits a calendar year
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Terms the calculator does not value
- The vouchers and memberships (Cult Fit, Prime or Hotstar, BookMyShow, Ola/Uber, Swiggy One, MakeMyTrip, Flipkart, Myntra) are listed without terms and not valued; most are discount vouchers.
- PNB publishes no reward exclusions for this card.
Sources
- PNB RRB Co-branded RuPay Select Card page (Product page, the bank's own, read 6 Nov 2026)
- PNB credit card FAQ (PDF of 23 Jul 2024) (FAQ, the bank's own, read 6 Nov 2026)