PNB Credit Card for Micro-Enterprises
Punjab National Bank · Open to apply
A credit card for micro-enterprises, known from the KFS only: no joining fee, an annual fee of at most 1% of the limit or ₹1,000 (whichever is lower), and 12% APR after the free period where a credit guarantee covers the portfolio.
- Annual fee
- Fees not entered yet
- Joining fee
- None
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- No product page, reward rates, eligibility (Udyam registration or otherwise), limit range or interest rate without a credit guarantee are published.
Sources
- PNB credit card Key Fact Statement (PDF of 2 Nov 2026) (Schedule of charges, the bank's own, read 6 Nov 2026)