ICICI Bank
ICICI Bank credit cards compared: 55 cards, 37 open to apply, with fees, earn rates, lounges and recent changes from ICICI's own documents.
Open to apply
- 1838 Reserve ICICI Bank Credit Card (₹1,75,000 + GST a year)
- Adani One ICICI Bank Platinum Credit Card (₹750 + GST a year)
- Adani One ICICI Bank Signature Credit Card (₹5,000 + GST a year)
- Amazon Pay ICICI Bank Credit Card (Lifetime free)
- Emirates Skywards ICICI Bank Emeralde Credit Card (₹10,000 + GST a year)
- Emirates Skywards ICICI Bank Sapphiro Credit Card (₹5,000 + GST a year)
- ICICI Bank Business Advantage Black Credit Card (₹1,000 + GST a year)
- ICICI Bank Business Advantage Blue Credit Card (₹500 + GST a year)
- ICICI Bank Business American Express Ascent Credit Card (₹1,500 + GST a year)
- ICICI Bank Business American Express Essential Credit Card (₹1,000 + GST a year)
- ICICI Bank Business Micro Credit Card (Lifetime free)
- ICICI Bank Central Travel Account Card (Lifetime free)
- ICICI Bank Coral Credit Card (₹500 + GST a year)
- ICICI Bank Coral Credit Card against Fixed Deposit (₹500 + GST a year)
- ICICI Bank Corporate Gold Credit Card (Lifetime free)
- ICICI Bank Corporate Platinum Credit Card (₹999 + GST a year)
- ICICI Bank Diamant World Mastercard Credit Card (₹10,000 + GST a year)
- ICICI Bank Emeralde Credit Card (₹12,000 + GST a year)
- ICICI Bank Emeralde Private Metal Credit Card (₹12,499 + GST a year)
- ICICI Bank Expressions Credit Card (₹499 + GST a year)
- ICICI Bank Gold Business Credit Card (Lifetime free)
- ICICI Bank HPCL Coral Credit Card (₹199 + GST a year)
- ICICI Bank HPCL Super Saver Credit Card (₹500 + GST a year)
- ICICI Bank Instant Platinum Credit Card (Lifetime free)
- ICICI Bank NRI Coral Credit Card (₹500 + GST a year)
- ICICI Bank NRI Sapphiro Credit Card (₹3,500 + GST a year)
- ICICI Bank NRI Secured Coral Credit Card (Fees not entered yet)
- ICICI Bank PM SVANidhi Credit Card (Lifetime free)
- ICICI Bank Parakram Credit Card (Lifetime free)
- ICICI Bank Parakram Select Credit Card (Lifetime free)
- ICICI Bank Platinum Business Credit Card (₹999 + GST a year)
- ICICI Bank Platinum Chip Credit Card (Lifetime free)
- ICICI Bank Purchase Card (Lifetime free)
- ICICI Bank Rubyx Credit Card (₹2,000 + GST a year)
- ICICI Bank Sapphiro Credit Card (₹3,500 + GST a year)
- MakeMyTrip ICICI Bank Credit Card (₹999 + GST a year)
- Times Black ICICI Bank Credit Card (₹20,000 + GST a year)
Closed to new applicants or discontinued
- Accelero ICICI Bank Credit Card (₹499 + GST a year)
- Chennai Super Kings ICICI Bank Credit Card (₹500 + GST a year)
- Emirates Skywards ICICI Bank Rubyx Credit Card (₹1,000 + GST a year)
- ICICI Bank Ascent American Express Credit Card (₹1,000 + GST a year)
- ICICI Bank Emeralde Private Credit Card (₹12,000 + GST a year)
- ICICI Bank HPCL Gold Credit Card (Fees not entered yet)
- ICICI Bank HPCL Platinum Credit Card (Fees not entered yet)
- ICICI Bank HPCL Silver Credit Card (Fees not entered yet)
- ICICI Bank HPCL Titanium Credit Card (Fees not entered yet)
- ICICI Bank Platinum Identity Credit Card (₹750 + GST a year)
- ICICI Bank Rubyx Credit Card against Fixed Deposit (₹2,000 + GST a year)
- ICICI Bank Signature Credit Card (₹2,000 + GST a year)
- ICICI Bank Unifare Credit Card (₹299 + GST a year)
- MakeMyTrip ICICI Bank Platinum Credit Card (₹0 a year)
- MakeMyTrip ICICI Bank Signature Credit Card (₹0 a year)
- Manchester United Platinum Credit Card by ICICI Bank (₹499 + GST a year)
- Manchester United Signature Credit Card by ICICI Bank (₹2,499 + GST a year)
- Mine Credit Card by ICICI Bank (Fees not entered yet)
Prepaid forex cards
- ICICI Bank Coral Forex Prepaid Card (3.5% cross-currency markup)
- ICICI Bank Corporate Forex Prepaid Card (3.5% cross-currency markup)
- ICICI Bank Corporate Sapphiro Forex Prepaid Card (0% cross-currency markup)
- ICICI Bank Expressions Sapphiro Forex Card (0% cross-currency markup)
- ICICI Bank Multi-Currency Forex Prepaid Card (3.5% cross-currency markup)
- ICICI Bank Sapphiro Forex Prepaid Card (0% cross-currency markup)
- ICICI Bank Student Forex Prepaid Card (3.5% cross-currency markup)
- ICICI Bank Student Sapphiro Forex Prepaid Card (0% cross-currency markup)
Changes to the bank's own terms
- 15 Jan 2026: Branch cash payment fee raised from ₹100 to ₹150; dynamic currency conversion markup set at 3.50% on all cards but a few (Times Black, the Emeralde cards, MakeMyTrip Travel and Amazon Pay have their own); new fees on transport above ₹50,000 (1%), skill-based gaming (2%) and wallet loads of ₹5,000 or more (1%). The earlier DCC markup is not stated.
- 15 Nov 2024: Interest raised from 3.40% to 3.75% a month (45% a year) and the late payment slabs revised (a new ₹501 to ₹1,000 slab, ₹600 to ₹5,000, ₹1,100 to ₹50,000 and ₹1,300 above); new 1% fees on utility payments above ₹50,000, fuel above ₹10,000 and education payments through third-party apps.
- 27 Oct 2023: Late payment fee slabs keyed to the outstanding (the previous statement's Total Amount Due minus payments received before the due date).
Sources
- General MITC for ICICI Bank credit cards (last updated 2026-10-09) (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- ICICI Bank credit cards MITC, last updated 27 September 2024, archived 2 October 2024 (Most important terms (MITC), the bank's own, read 22 Oct 2026)
- Upcoming changes to credit card features and charges (Bank notice, the bank's own, read 20 Oct 2026)