Adani One ICICI Bank Signature Credit Card
ICICI Bank · Open to apply
The higher of ICICI's two Adani One cards: 7 Adani OneApp Rewards per ₹100 at outlets in Adani-managed airports and 1.5 elsewhere, with Pranaam, porter, parking and lounge benefits at those airports and ₹7,000 of Adani One travel vouchers on joining.
- Annual fee
- ₹5,000 + GST a year
- Joining fee
- ₹5,000 + GST
- Fee waiver
- Annual fee waived on ₹6,00,000 spend per card year
- Base rate
- Domestic spends, 1.5 rewards per ₹100: 1.5 Adani OneApp Rewards per ₹100 (about 1.5% at cash value)
- Lounges
- Domestic: 4 visits a calendar quarter after ₹75,000 spend; International: 2 visits a calendar year
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- Participating outlets at Adani-managed airports, 7 rewards per ₹100: 7 Adani OneApp Rewards per ₹100 (about 7% at cash value)
- International spends, 2 rewards per ₹100: 2 Adani OneApp Rewards per ₹100 (about 2% at cash value)
Earns nothing on
- No rewards on cash, fuel, rent, wallet loads, EMI or gambling
Where the sources disagree
- Where the 7-reward rate applies: The T&C gives 7 rewards per ₹100 "at participating merchants", and its list is of outlets at Adani-managed airports. The product page says "Adani One Ecosystem Spend", and its FAQ says the ecosystem includes Adani-managed airports, Trainman, gas and electricity. We follow the T&C and its list.
Terms the calculator does not value
- The 7-reward rate may also apply to bookings on the Adani One app, Trainman and Adani's gas and electricity bills, as the product page suggests; the T&C's merchant list names only airport outlets, so only those earn it here.
- Adani OneApp Rewards are valued at ₹1 each as Adani states; they can only be spent on Adani One, and their expiry is not known.
- Pranaam, porter, parking and premium lounge upgrades are valued at nothing; they are worth something only to people flying from Adani-managed airports.
- Groceries and department stores, and IRCTC railway spends, earn the base rate: the MITC's capping tables (pp20-22) do not name this card, and the T&C sets no grocery or transportation cap.
Sources
- Adani One ICICI Bank Signature Credit Card product page (Product page, the bank's own, read 6 Nov 2026)
- Terms and Conditions for Adani One ICICI Bank Signature Credit Card (Reward terms, the bank's own, read 6 Nov 2026)
- General MITC for ICICI Bank credit cards (last updated 2026-11-06) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- List of participating merchants (Adani One ICICI Bank cards) (Reward terms, the bank's own, read 6 Nov 2026)
- Adani One ICICI Bank credit cards (Adani One's page) (Partner's page, the bank's own, read 6 Nov 2026)