ICICI Bank Student Forex Prepaid Card

ICICI Bank · prepaid forex card · Open to buy

ICICI Bank's forex card for students going abroad to study: no joining or annual fee, the first ATM withdrawal each month free for five years, ISIC membership and one lounge visit, on ICICI's shared forex schedule of charges.

Currencies
15 currencies: USD, EUR, GBP, AUD, CAD, CHF, JPY, AED, HKD, SGD, THB, SAR, SEK, ZAR, NZD
Cross-currency markup
3.5%
Issuance
Nil
ATM withdrawal
USD 2, EUR 1.5, GBP 1.5
Valid for
6 years
Data
From bank documents, checked 6 Nov 2026

Where the sources disagree

  • Replacement fee: The student page gives a free replacement card when the primary card is lost or damaged; the shared schedule of charges gives USD 20 for a replacement abroad. We use the student page, which is about this card.
  • Validity: The current T&C (22 May 2026) gives 72 months; the FAQ says "generally valid for seven years". We use the T&C.

Not in these numbers

  • The first ATM withdrawal each month is free for five years only; the comparison counts it as free (free_first) whatever the card's age.
  • The exchange rate the card is loaded and refunded at is ICICI's rate on the day; no margin is published.
  • No reload, inactivity, closure, refund or declined transaction fee is published.
  • The currencies are those of ICICI's shared schedule; the student page does not list its own.

Sources

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