ICICI Bank Multi-Currency Forex Prepaid Card

ICICI Bank · prepaid forex card · Open to buy

ICICI Bank's standard forex card: 15 currencies, no joining or annual fee, ATM fees in each currency and a 3.5% cross-currency fee, with ICICI Lombard travel insurance included.

Currencies
15 currencies: USD, EUR, GBP, AUD, CAD, CHF, JPY, AED, HKD, SGD, THB, SAR, SEK, ZAR, NZD
Cross-currency markup
3.5%
Issuance
Nil
ATM withdrawal
USD 2, EUR 1.5, GBP 1.5
Valid for
6 years
Data
From bank documents, checked 6 Nov 2026

Where the sources disagree

  • Validity: The current T&C (22 May 2026) gives 72 months from the valid-from date; the August 2024 T&C gave 60 months and the FAQ says "generally valid for seven years". We use the current T&C.
  • More than one card: The T&C says "No individuals can apply for or obtain multiple Cards"; the FAQ answers "Can I have more than one Forex Prepaid Card? Yes."

Not in these numbers

  • The exchange rate the card is loaded and refunded at is ICICI's rate on the day; no margin over a market rate is published, so the comparison leaves it out.
  • The schedule says it covers reload fees, but gives no reload fee; no inactivity, closure, refund or declined transaction fee is published.
  • Not valid in India, Nepal or Bhutan, except foreign-currency payments online.

Sources

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