ICICI Bank Platinum Business Credit Card
ICICI Bank · Open to apply
ICICI's reward-points card for small businesses: 1 point per ₹200 at home and 2 abroad, two domestic lounge visits a quarter and a fuel surcharge waiver at all pumps, for ₹999 a year.
- Annual fee
- ₹999 + GST a year
- Joining fee
- ₹999 + GST
- Base rate
- Domestic spends, 1 point per ₹200: 1 ICICI Bank Reward Points per ₹200 (about 0.13% at cash value)
- Lounges
- Domestic: 2 visits a calendar quarter
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- International spends, 2 points per ₹200: 2 ICICI Bank Reward Points per ₹200 (about 0.25% at cash value)
Earns nothing on
- No points on cash or fuel
Terms the calculator does not value
- ICICI publishes no rupee value per reward point. The calculator uses the third-party figure of ₹0.25, so every points-based number on this card moves with it.
- Utilities (domestic), insurance, groceries and IRCTC railway spends earn the base 1 point per ₹200: the consumer MITC's capping tables do not apply to this business card, and its own MITC and guide exclude only cash and fuel and set no category cap.
Sources
- ICICI Bank Platinum Business Card product page (Product page, the bank's own, read 6 Nov 2026)
- Business Cards MITC (2026-10-14) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- ICICI Bank Business Platinum Credit Card membership guide (Reward terms, the bank's own, read 6 Nov 2026)
- Terms and conditions governing ICICI Bank business card facilities (PDF dated 2026-02-10) (Reward terms, the bank's own, read 6 Nov 2026)
- ICICI Bank business credit cards listing (Product page, the bank's own, read 6 Nov 2026)
- How to redeem ICICI credit card reward points (CardInsider; third party, gives ₹0.25 a point) (Third-party site, read 20 Oct 2026)