IDFC FIRST Bank
IDFC FIRST Bank credit cards compared: 31 cards, 28 open to apply, with fees, earn rates, lounges and recent changes from IDFC FIRST's own documents.
Open to apply
- IDFC FIRST Bank Ashva Credit Card (₹2,999 + GST a year)
- IDFC FIRST Bank Business Max Credit Card (Lifetime free)
- IDFC FIRST Bank Business Multiplier Credit Card (₹1,000 + GST a year)
- IDFC FIRST Bank Diamond Reserve Credit Card (₹3,000 + GST a year)
- IDFC FIRST Bank Employee Credit Card (Lifetime free)
- IDFC FIRST Bank FIRST Business Credit Card (₹999 + GST a year)
- IDFC FIRST Bank FIRST Classic Credit Card (Lifetime free)
- IDFC FIRST Bank FIRST Corporate Credit Card (Lifetime free)
- IDFC FIRST Bank FIRST Digital RuPay Credit Card (₹199 + GST a year)
- IDFC FIRST Bank FIRST EA₹N Credit Card (₹499 + GST a year)
- IDFC FIRST Bank FIRST Millennia Credit Card (Lifetime free)
- IDFC FIRST Bank FIRST Power Credit Card (HPCL) (₹199 + GST a year)
- IDFC FIRST Bank FIRST Power+ Credit Card (HPCL) (₹499 + GST a year)
- IDFC FIRST Bank FIRST Private Credit Card (₹25,000 + GST a year)
- IDFC FIRST Bank FIRST Purchase Credit Card (Lifetime free)
- IDFC FIRST Bank FIRST SWYP Credit Card (₹499 + GST a year)
- IDFC FIRST Bank FIRST Select Credit Card (Lifetime free)
- IDFC FIRST Bank FIRST WOW! Black Credit Card (₹750 + GST a year)
- IDFC FIRST Bank FIRST WOW! Credit Card (Lifetime free)
- IDFC FIRST Bank FIRST Wealth Credit Card (Lifetime free)
- IDFC FIRST Bank Gaj: Credit Card (₹12,500 + GST a year)
- IDFC FIRST Bank Hello Cashback Credit Card (₹1,000 + GST a year)
- IDFC FIRST Bank Mayura Credit Card (₹5,999 + GST a year)
- IDFC FIRST Bank Micro Enterprise Credit Card (₹1,000 + GST a year)
- IDFC FIRST Bank Quantum+ Credit Card (Lifetime free)
- IndiGo IDFC FIRST Dual Credit Card (₹4,999 + GST a year)
- LIC IDFC FIRST Classic Credit Card (Lifetime free)
- LIC IDFC FIRST Select Credit Card (Lifetime free)
Closed to new applicants or discontinued
- Club Vistara IDFC FIRST Credit Card (₹4,999 + GST a year)
- IDFC FIRST Bank FIRST Family Credit Card (Fees not entered yet)
- One Credit Card (IDFC FIRST Bank) (Fees not entered yet)
Changes to the bank's own terms
- 9 Sept 2026: Forex and dynamic currency conversion markup removed on all IDFC FIRST credit cards; a 13 September letter confirms reward points are still earned on international spends. The earlier markup differed by card and is kept on the cards.
- 18 Jan 2026: A 1% fee on the whole cycle's FASTag spend once it passes ₹10,000, and on the whole cycle's railway spend once it passes ₹25,000. Dated by the December 2025 letters to FIRST Wealth and FIRST Power+ cardholders.
Sources
- IDFC FIRST Bank credit card Most Important Terms and Conditions (MITC) (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- IDFC FIRST Bank letter: Enjoy Zero Forex Markup along with Reward Points (13 Sep 2026) (Bank notice, the bank's own, read 20 Oct 2026)
- IDFC FIRST Bank letter: Important update regarding your FIRST Wealth Credit Card (December 2025, effective 18 January 2026) (Bank notice, the bank's own, read 22 Oct 2026)
- IDFC FIRST Bank letter: Important update regarding your FIRST Power+ Credit Card (December 2025, effective 18 January 2026) (Bank notice, the bank's own, read 22 Oct 2026)