IDFC FIRST Bank FIRST Corporate Credit Card
IDFC FIRST Bank · Open to apply
A lifetime-free travel-and-expense card that companies issue to employees, with 2 lounge visits a quarter, roadside assistance and 1% fuel surcharge waiver. Rewards are a corporate-level choice of points or a rebate of up to 150 bps; the point value is not published.
- Annual fee
- Lifetime free
- Joining fee
- None
- Lounges
- Domestic: 2 visits a calendar quarter
- Forex markup
- 0%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- Reward points are an option the company picks at corporate level (the other is a cashback rebate of up to 150 bps). Product guide: 10 points per ₹125 on international spends (including DCC) and 2 points per ₹125 on domestic spends (1 point per ₹125 is the base). No point value is published, so no earn rule is entered. The same MCC exclusions as FIRST Purchase apply (utilities, government, schools, post office, insurance, fuel, agricultural services, property management, transport, contractors, supermarkets, government healthcare). Points only on spends up to the credit limit in a cycle. 2 domestic or international lounge visits a quarter, roadside assistance worth ₹1,499, 1% fuel surcharge waiver on ₹200 to ₹5,000 transactions up to ₹500 a statement, cash withdrawal at ₹199 a transaction, and the same insurance covers as FIRST Purchase. A 1% fee applies to education paid through third-party apps.
Sources
- IDFC FIRST Bank FIRST Corporate Credit Card product page (Product page, the bank's own, read 6 Nov 2026)
- IDFC FIRST Bank commercial card MITC (FIRST Corporate and FIRST Purchase Credit Cards, PDF modified 2026-09-07) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- FIRST Corporate and FIRST Purchase Credit Card product guide (v6, PDF modified 2026-10-09) (Reward terms, the bank's own, read 6 Nov 2026)