One Credit Card (IDFC FIRST Bank)
IDFC FIRST Bank · Discontinued
The app-controlled OneCard metal card as issued by IDFC FIRST Bank with OneCard's operator (OneConsumer Services, with FPL Technologies as service provider), one of the banks that issued it before the other OneCard banks. IDFC FIRST has stopped offering it and is moving holders to its own cards, so it is kept for the record and not valued.
- Annual fee
- Fees not entered yet
- Lounges
- None on record
- Forex markup
- 0%
- Data
- Terms not entered, checked 7 Nov 2026
Terms the calculator does not value
- Listed, not valued. The only IDFC FIRST-issued terms found are the OneCard MITC of 2023-08-01 (a scan whose fee table could not be read), which gives 1 reward point per Rs.50 spent, 5X on the top spend categories of a month, no points on money transfers, rent, cash withdrawals or wallet loads, interest of up to 3.49% a month (41.88% a year) and a late fee example of 2.5% of the total amount due. These are not the terms of a card open today, so none is entered as a rule.
Sources
- The One Credit Card (IDFC First Bank) Most Important Terms and Conditions, w.e.f. 2023-08-01 (Most important terms (MITC), the bank's own, read 7 Nov 2026)
- IDFC FIRST Bank, OneCard replaced by FIRST Select Without Limit (Bank notice, the bank's own, read 7 Nov 2026)
- travelwith.cc, OneCard devaluation tracker: IDFC FIRST quietly exits OneCard's partner-bank roster (2026-07-29) (Third-party site, read 7 Nov 2026)