BOBCARD (Bank of Baroda)
BOBCARD (Bank of Baroda) credit cards compared: 38 cards, 33 open to apply, with fees, earn rates, lounges and recent changes from BOBCARD's own documents.
Open to apply
- Assam Rifles The SENTINEL BOBCARD (Lifetime free)
- BOBCARD CORPORATE (₹1,000 + GST a year)
- BOBCARD Cashback (₹499 + GST a year)
- BOBCARD EMPOWER (₹500 + GST a year)
- BOBCARD Easy (₹500 + GST a year)
- BOBCARD Eterna (₹2,499 + GST a year)
- BOBCARD Etihad Guest (₹2,500 + GST a year)
- BOBCARD Etihad Guest Premium (₹5,000 + GST a year)
- BOBCARD Micro Enterprise Credit Card (₹500 + GST a year)
- BOBCARD One (Lifetime free)
- BOBCARD PRAGATI (₹250 + GST a year)
- BOBCARD Premier (₹1,000 + GST a year)
- BOBCARD Prime (Lifetime free)
- BOBCARD Scapia (Lifetime free)
- BOBCARD Select (₹750 + GST a year)
- BOBCARD Tiara (₹2,499 + GST a year)
- BOBCARD UJJIVAN SFB Elite (Lifetime free)
- BOBCARD UJJIVAN SFB Platinum (Lifetime free)
- BOBCARD Uni GoldX (Lifetime free)
- BOBCARD VIKRAM (Lifetime free)
- CMA One BOBCARD (₹0 a year)
- HPCL Energie BOBCARD (₹499 + GST a year)
- ICAI Exclusive BOBCARD (Lifetime free)
- ICSI Diamond BOBCARD (Lifetime free)
- IRCTC BOBCARD (₹350 + GST a year)
- Indian Army YODDHA BOBCARD (Lifetime free)
- Indian Coast Guard RAKSHAMAH BOBCARD (Lifetime free)
- Indian Navy VARUNAH BOBCARD (Lifetime free)
- Indian Navy VARUNAH Plus BOBCARD (₹1,499 + GST a year)
- Indian Navy VARUNAH Premium BOBCARD (₹2,499 + GST a year)
- Nainital Bank RENAISSANCE BOBCARD (₹250 + GST a year)
- PM SVANidhi BOBCARD (Lifetime free)
- Snapdeal BOBCARD (₹249 + GST a year)
Closed to new applicants or discontinued
- BOBCARD ConQR (Lifetime free)
- BOBCARD Easy (FD Backed) (Lifetime free)
- BOBCARD Premier (FD Backed) (Lifetime free)
- BOBCARD Select (FD Backed) (Lifetime free)
- BOBCARD Swavlamban (₹250 + GST a year)
Changes to the bank's own terms
- 15 Jul 2026: Finance charges on Eterna, Eterna (FD Backed) and Tiara raised to the rate the other cards pay.
- 1 Apr 2026: New 1% fees on all variants: online education fees paid through third-party apps (up to ₹5,000 a transaction), toll and bus payments of ₹5,000 or more, and railway bookings of ₹30,000 or more (up to ₹5,000 a transaction; not on the IRCTC card). Not applicable to BOBCARD One, BOBCARD Uni and BOBCARD Scapia.
Sources
- BOBCARD Key Fact Statement (PDF created 17 Jul 2026) (Schedule of charges, the bank's own, read 20 Oct 2026)
- BOBCARD Most Important Terms and Conditions, version GENERIC MITC1.6 JUL 2025 (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- BOBCARD notice, Revision in Product Features and Charges w.e.f. 1st April 2026 (Bank notice, the bank's own, read 20 Oct 2026)
- BOBCARD notice, Revision in Product Features / Benefits w.e.f. 15th July 2026 (Bank notice, the bank's own, read 20 Oct 2026)