BOBCARD ConQR
BOBCARD (Bank of Baroda) · Closed to new applicants
A card with a QR code printed on its face so a merchant can receive scan-and-pay payments; no joining or annual fee, 1 point per ₹100 and 5X points on online, dining and utility spends up to 1,000 points a statement.
- Annual fee
- Lifetime free
- Joining fee
- None
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- The T&C gives ConQR 1 point per ₹100 and 5X points (5 per ₹100) on online spends, dining (MCC 5812) and utilities (MCCs 4812, 4899) up to 1,000 points a statement; no rupee value per point is published for this card, so no earn rules are entered.
Sources
- BOBCARD credit card listing (ConQR is not on it) (Product page, the bank's own, read 6 Nov 2026)
- BOBCARD Key Fact Statement (PDF created 17 Jul 2026) (Schedule of charges, the bank's own, read 6 Nov 2026)
- BOBCARD Most Important Terms and Conditions, version GENERIC MITC1.6 JUL 2025 (the only MITC that names ConQR) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- BOBCARD Product Features, Important Terms and Conditions (2 Nov 2026 edition) (Reward terms, the bank's own, read 6 Nov 2026)