BOBCARD One
BOBCARD (Bank of Baroda) · Open to apply
A lifetime-free metal card run from the OneCard app: 5X rewards on the top 2 spend categories, instant redemption with no fee or minimum, rewards that never expire and a 1% forex markup.
- Annual fee
- Lifetime free
- Joining fee
- None
- Lounges
- None on record
- Forex markup
- 1%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- The page gives '5X rewards on your top 2 spend categories' and instant redemption in the OneCard app but no rates, points value, caps or exclusions, and BOBCARD's MITC and KFS do not cover this card, so no earn rules are entered.
- OneCard's own cards (Federal OneCard) are separate entries; this card is BOBCARD's co-brand with the same app.
Sources
- BOBCARD One product page (Product page, the bank's own, read 6 Nov 2026)
- BOBCARD notice, Revision in Product Features and Charges w.e.f. 1st April 2026 (PDF created 2 Mar 2026) (Bank notice, the bank's own, read 6 Nov 2026)