AU Small Finance Bank
AU Small Finance Bank credit cards compared: 27 cards, 27 open to apply, with fees, earn rates, lounges and recent changes from AU's own documents.
Open to apply
- AU Altura Credit Card (₹199 + GST a year)
- AU Altura Plus Credit Card (₹499 + GST a year)
- AU Ananta Credit Card (₹2,000 + GST a year)
- AU Business Cashback Credit Card (₹1,188 + GST a year)
- AU CA Metal Credit Card (Lifetime free)
- AU CS Credit Card (Lifetime free)
- AU Corporate Credit Card (Lifetime free)
- AU InstaPay RuPay Credit Card (Lifetime free)
- AU KOSMO Credit Card (Lifetime free)
- AU LIT Credit Card (Lifetime free)
- AU Laksya Credit Card (₹1,000 + GST a year)
- AU NOMO Credit Card (₹0 a year)
- AU Prathama Credit Card (₹100 + GST a year)
- AU Purchase Credit Card (Lifetime free)
- AU SPONT Credit Card (₹299 + GST a year)
- AU Tejas Credit Card (₹500 + GST a year)
- AU Traverse Credit Card (₹4,999 + GST a year)
- AU Vetta Credit Card (₹2,999 + GST a year)
- AU Xcite Ace Credit Card (₹749 + GST a year)
- AU Xcite Credit Card (₹249 + GST a year)
- AU Xcite Ultra Credit Card (₹749 + GST a year)
- AU Zaggle Credit Card (Lifetime free)
- AU Zenith Credit Card (₹7,999 + GST a year)
- AU Zenith+ Metal Credit Card (₹4,999 + GST a year)
- CheQ AU Credit Card (₹0 a year)
- Paytm AU Credit Card (Lifetime free)
- ixigo AU Credit Card (Lifetime free)
Changes to the bank's own terms
- 1 Jul 2026: The fuel fair-usage fee now starts at ₹25,000 of fuel spend in a calendar month, or when a single fuel transaction exceeds ₹10,000.
- 14 Jun 2026: A fair-usage fee of 1% of the whole month's transportation spend (local commute, railways, tolls and bridges) once it passes 50% of the credit limit or ₹25,000, whichever is lower. IRCTC and some travel partners are excluded, and ixigo AU cards are exempt.
Sources
- AU Small Finance Bank Key Fact Statement for credit cards, V-1.9 (2 Nov 2026) (Schedule of charges, the bank's own, read 6 Nov 2026)
- AU Small Finance Bank credit card MITC with schedule of charges, version 2.23 (2 Nov 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)