AU Purchase Credit Card
AU Small Finance Bank · Open to apply
A lifetime-free card for corporates' business purchases and procurement (GST and tax payments, utilities, capital spend), with up to 48 days interest free, a choice of billing cycles, an expense-management platform and 8 domestic lounge visits a year. The page publishes no reward rate.
- Annual fee
- Lifetime free
- Joining fee
- None
- Lounges
- Domestic: 8 visits a calendar year
- Forex markup
- 3.49%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- No document gives a reward rate or redemption value for the Purchase card (the commercial KFS lists a "Purchase Reward Credit Card", so a programme may exist); the fair-usage charges do not apply to it. Fees, interest, late payment and forex come from the commercial KFS and the page's benefits are entered, but the card stays listed because it cannot be valued.
Sources
- AU Small Finance Bank: Purchase credit card page (Product page, the bank's own, read 6 Nov 2026)
- AU Small Finance Bank MITC with schedule of charges, version 2.23 (2 Nov 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- AU Small Finance Bank Key Fact Statement V-1.9 (2 Nov 2026) (Schedule of charges, the bank's own, read 6 Nov 2026)
- AU Small Finance Bank Credit Card Member Agreement, section 22 Rewards program (16 May 2026) (Reward terms, the bank's own, read 6 Nov 2026)
- AU Small Finance Bank commercial credit cards Key Fact Statement v1.0 (corporate, purchase and business cards, 16 Jul 2026) (Schedule of charges, the bank's own, read 6 Nov 2026)
- AU Small Finance Bank commercial credit cards MITC (corporate and purchase cards, 15 Jul 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)