South Indian Bank
South Indian Bank credit cards compared: 2 cards, 0 open to apply, with fees, earn rates, lounges and recent changes from SIB's own documents.
Closed to new applicants or discontinued
- SIB One Co-Branded Credit Card (Lifetime free)
- Secured SIB One Co-Branded Credit Card (Lifetime free)
Changes to the bank's own terms
- 1 Feb 2026: Rent paid through third-party apps and wallet loads or transfers (once a month's transfers reach ₹10,000) carry a 2% fee w.e.f. 2026-02-01. The fees before this date are not in the documents read.
- 13 Mar 2024: As directed by the RBI's letter of 2024-03-12, SIB stopped onboarding new customers to its co-branded credit cards until it complied with the RBI's amended credit card directions of 2024-03-07, while servicing existing cardholders. When onboarding resumed is not found.
Sources
- Key Fact Statement, SIB One co-branded Credit Card, w.e.f. 2026-09-15 (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- SIB One co-branded Credit Card Most Important Terms and Conditions, w.e.f. 2026-09-15 (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- South Indian Bank, intimation under Regulation 30 of SEBI (LODR), SEC/ST.EX.STT/230/2023-24 (2024-03-13) (Bank notice, the bank's own, read 6 Nov 2026)