Jammu & Kashmir Bank
Jammu & Kashmir Bank credit cards compared: 5 cards, 4 open to apply, with fees, earn rates, lounges and recent changes from J&K Bank's own documents.
Open to apply
- J&K Bank Corporate Credit Card (₹500 + GST a year)
- J&K Bank Eminent Credit Card (₹1,500 + GST a year)
- J&K Bank Platinum Credit Card (₹500 + GST a year)
- J&K Bank Platinum Privilege Credit Card (Lifetime free)
Closed to new applicants or discontinued
- J&K Bank Gold Credit Card (₹200 + GST a year)
Sources
- J&K Bank Credit Cards page (types of cards, MITC / Key Fact Statement, cardholder terms, Schedule of Fee & Charges) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- J&K Bank Service Charges Schedule (consolidated), Annexure I, section M Credit Card Service Charges (PDF dated 2025-10-28) (Schedule of charges, the bank's own, read 6 Nov 2026)
- J&K Bank Credit Card Policy, version 5.0 (customer circulation, PDF dated 2024-08-23) (Most important terms (MITC), the bank's own, read 6 Nov 2026)