Thomas Cook Study Buddy Card
Thomas Cook (India) Limited · prepaid forex card · Open to buy
Thomas Cook's multi-currency card for students: 28 currencies, no issuance or reload fee, one free ATM withdrawal a month, 0.5% for cash over the counter, a 4.25% cross-conversion fee, and ISIC, lounge and SIM benefits.
- Currencies
- 28 currencies: USD, GBP, EUR, JPY, SGD, AUD, CAD, CHF, AED, THB, SAR, NZD, CNY, SEK, VND, MYR, IDR, DKK, HKD, QAR, NOK, OMR, KWD, BHD, BDT, ZAR, KRW, PHP
- Cross-currency markup
- 4.25%
- Issuance
- Nil
- Reload
- Nil
- ATM withdrawal
- USD 2, EUR 1.5, GBP 1.5
- Valid for
- 5 years
- Data
- From bank documents, checked 6 Nov 2026
Where the sources disagree
- ZAR balance enquiry fee: The T&C gives "ZAR 09.00", the FAQ "ZAR 0.9". Left out of the fee.
- BDT balance enquiry fee: Both the T&C and the FAQ give BDT 0.61 against a BDT 245 withdrawal fee, which looks like a misprint. Left out of the fee.
Not in these numbers
- The exchange rate for loads and in-branch reloads varies by purchase location; no margin is published.
- No fee is published for a second replacement, cash-out, an additional card or a declined transaction.
Sources
- Thomas Cook Study Buddy Card (Product page, the bank's own, read 6 Nov 2026)
- Thomas Cook Study Buddy Card T&C, Mastercard (STB-MC-TC-V02-04.26) (Terms and conditions, the bank's own, read 6 Nov 2026)
- Thomas Cook Prepaid Travel Card FAQs (FAQ, the bank's own, read 6 Nov 2026)
- Thomas Cook Study Buddy Card T&C, Visa (Terms and conditions, the bank's own, read 6 Nov 2026)