Thomas Cook Borderless Travel Card

Thomas Cook (India) Limited · prepaid forex card · Open to buy

Thomas Cook's multi-currency card with travel extras: 28 currencies, no issuance or reload fee, one free ATM withdrawal a month and a 4.25% cross-conversion fee; lounge, porter and e-SIM benefits need a minimum load. The benefits page says they run until 31 December 2025, but Thomas Cook's newer product page lists them with no end date.

Currencies
28 currencies: USD, GBP, EUR, JPY, SGD, AUD, CAD, CHF, AED, THB, SAR, NZD, CNY, SEK, VND, MYR, IDR, DKK, HKD, QAR, NOK, OMR, KWD, BHD, BDT, ZAR, KRW, PHP
Cross-currency markup
4.25%
Issuance
Nil
Reload
Nil
ATM withdrawal
USD 2, EUR 1.5, GBP 1.5
Valid for
5 years
Data
From bank documents, checked 6 Nov 2026

Where the sources disagree

  • ZAR balance enquiry fee: The T&C gives "ZAR 09.00", the FAQ "ZAR 0.9". Left out of the fee.
  • BDT balance enquiry fee: Both the T&C and the FAQ give BDT 0.61 against a BDT 245 withdrawal fee, which looks like a misprint. Left out of the fee.
  • Benefit end date: The benefits page (s1) says the lounge, porter, e-SIM, Klook and points benefits are "valid till 31st Dec 2025"; the product page (s4), which mentions the April 2026 currency expansion and is therefore newer, lists the same benefits with no end date. We take them as continuing.
  • Points redemption: The benefits and product pages say points pay 40% of a hotel (to ₹2,000 domestic, ₹3,000 international) and 30% of a flight booking (to ₹1,200 domestic, ₹1,700 international); the FAQ says 20% for flights and 30% for hotels.

Not in these numbers

  • Thomas Cook's current product page (s4) lists the lounge, porter, e-SIM, Klook and points benefits with no end date; the older benefits page (s1) still says "These benefits are valid till 31st Dec 2025". They are entered without an end date (see conflicts). Also not entered: the Uber airport ride voucher (s1 says valid till 31 March 2026; s4 says 31 December 2026, without the voucher amounts for this card) and surcharge-free AllPoint ATM withdrawals (s1: valid till 31 March 2026, so ended).
  • The exchange rate for loads and in-branch reloads varies by purchase location; no margin is published.
  • No limits are published for this card, nor a cash-out, additional card or declined transaction fee.

Sources

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