HDFC Bank Regalia ForexPlus Card
HDFC Bank · prepaid forex card · Open to buy
HDFC Bank's single-currency (US dollar) forex card: a ₹1,000 issuance fee (waived on loads of USD 1,000 or more until March 2027), a USD 4 ATM fee, no cross-currency markup and one complimentary lounge visit a quarter.
- Currencies
- 1 currency: USD
- Cross-currency markup
- 0%
- Issuance
- ₹1,000 once, Nil
- Reload
- ₹75
- ATM withdrawal
- USD 4
- Valid for
- 5 years
- Data
- From bank documents, checked 6 Nov 2026
Where the sources disagree
- Reload fee online: The product page says the ₹75 reload fee is charged "in branches. No fees for reload done through online portal"; the T&C table gives ₹75 per reload with no channel. We enter ₹75 on every channel.
Not in these numbers
- The card is loaded at HDFC's card rate of the day; no margin over a market rate is published, so the comparison leaves it out.
- No inactivity, closure, refund or declined-transaction fee is published.
- GST on currency conversion (0.18% of the value up to ₹1 lakh, minimum ₹45, then lower slabs) is charged on every load, reload and refund; it is tax, not a card fee.
- Other offers on the page's table: up to 20% rewards on spends in 7 destinations (to 31 January 2027), a free international SIM (to 31 July 2027), a free virtual ISIC for students and discounted travel insurance (to 31 March 2027).
- Not usable in India, Nepal or Bhutan.
Sources
- Regalia ForexPlus Card (product page and FAQ) (Product page, the bank's own, read 6 Nov 2026)
- Regalia ForexPlus Card fees and charges (Schedule of charges, the bank's own, read 6 Nov 2026)
- HDFC Bank Forex Card terms and conditions (Multicurrency, Regalia and ISIC variants) (Terms and conditions, the bank's own, read 6 Nov 2026)