HDFC Bank Multicurrency Platinum ForexPlus Chip Card

HDFC Bank · prepaid forex card · Open to buy

HDFC Bank's multi-currency forex card: 22 currencies, a ₹500 issuance fee (waived online on loads of USD 1,000 or more until March 2027), ATM fees in each currency, a 2% cross-currency markup and insurance of up to ₹36 lakh.

Currencies
22 currencies: USD, EUR, GBP, CHF, CAD, AUD, JPY, SGD, AED, SEK, HKD, THB, ZAR, NZD, OMR, DKK, NOK, SAR, KRW, BHD, QAR, KWD
Cross-currency markup
2%
Issuance
₹500 once, Nil online
Reload
₹75
ATM withdrawal
USD 2, EUR 1.5, GBP 1
Valid for
5 years
Data
From bank documents, checked 6 Nov 2026

Where the sources disagree

  • Reload fee online: The product page says the ₹75 reload fee is charged "in branches. No fees for reload done through Prepaid/Forex online portal"; the fees page and the T&C give ₹75 per reload with no channel. We enter ₹75 on every channel.
  • Eligibility: The product FAQ says "Anyone is eligible to apply"; the compare page and T&C require residents aged 12 or over with an Indian passport.
  • Insurance total: The page's headline says insurance "up to ₹36 lakhs"; its six covers add up to ₹36.3 lakh.

Not in these numbers

  • The card is loaded at HDFC's card rate of the day; no margin over a market rate is published, so the comparison leaves it out.
  • No inactivity, closure, refund or declined-transaction fee is published.
  • GST on currency conversion (0.18% of the value up to ₹1 lakh, minimum ₹45, then lower slabs) is charged on every load, reload and refund; it is tax, not a card fee.
  • Not usable in India, Nepal or Bhutan.

Sources

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