HDFC Bank ISIC Student ForexPlus Chip Card
HDFC Bank · prepaid forex card · Closed to new buyers
HDFC Bank's student forex card that doubles as an ISIC student identity card, in USD, EUR or GBP. No longer issued to new applicants; existing cards keep working.
- Currencies
- 3 currencies: USD, EUR, GBP
- Cross-currency markup
- 2%
- Issuance
- ₹300 once
- Reload
- ₹75
- ATM withdrawal
- USD 2, EUR 1.5, GBP 1
- Valid for
- 2 years
- Data
- From bank documents, checked 6 Nov 2026
Where the sources disagree
- Insurance cover amounts: The shared HDFC forex T&C (clause 99) gives road or rail accident death cover up to ₹5,00,000 and air accident up to ₹25,00,000; the product page gives ₹2 lakh and ₹5 lakh for this card. We use the product page, which is specific to the card.
- Single or multi-currency: The T&C table calls it a single-currency card ("3 single currency cards available"); the product page speaks of transferring balance between currencies and loading "equivalent amounts in 2 other currencies".
- Replacement fee: The T&C table says "Card Replacement Charges: Service Not available"; the fees page and product page give ₹100 + GST. We use the fees page.
- GST on issuance: The fees page gives "₹300 plus applicable GST per card"; the product page says "₹300 per card" without GST. We use the fees page.
Not in these numbers
- No inactivity, closure, refund or declined-transaction fee is published; the loading rate's margin is not published.
Sources
- ISIC Student ForexPlus Chip Card (product page and FAQ) (Product page, the bank's own, read 6 Nov 2026)
- ISIC Student ForexPlus Card fees and charges (Schedule of charges, the bank's own, read 6 Nov 2026)
- HDFC Bank forex card terms and conditions (variant fee table) (Terms and conditions, the bank's own, read 6 Nov 2026)
- ISIC Student ForexPlus Card terms and conditions (Terms and conditions, the bank's own, read 6 Nov 2026)