HDFC Bank Hajj Umrah ForexPlus Card

HDFC Bank · prepaid forex card · Closed to new buyers

HDFC Bank's Saudi riyal card for Hajj and Umrah pilgrims: a ₹200 issuance fee, SAR 7.50 per ATM withdrawal and a 2% cross-currency markup. The page says new applications are closed.

Currencies
1 currency: SAR
Cross-currency markup
2%
Issuance
₹200 once
Reload
₹75
Valid for
5 years
Data
From bank documents, checked 6 Nov 2026

Not in these numbers

  • The card is loaded at HDFC's card rate of the day; no margin over a market rate is published, so the comparison leaves it out.
  • The card's own T&C page (s2) is HDFC's general account terms plus a limits table (online reloads up to USD 25,000 a day, USD 10,000 a transaction and USD 100,000 a financial year, in other currencies' equivalent) that is not specific to this card; no card-specific terms, so no inactivity, closure, refund or replacement-card terms beyond the ₹100 re-issuance fee.
  • The page says Visa's GCAS facility is charged "as per the prevailing charges", without an amount.
  • GST on currency conversion (0.18% of the value up to ₹1 lakh, minimum ₹45, then lower slabs) is tax, not a card fee.

Sources

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